Carpenters Insurance
We help tailor your insurance to match the risks and needs of your work or business.
Questions? Call us now on
02 9000 1155
What Is Carpenters Insurance?
What Does It Cover?
Carpenters Insurance typically includes:
Public Liability
Covers damage to someone else’s property or injuries caused by your work.
Material Damage
Pays for the repair or replacement of damaged tools, materials, or projects.
Personal Accident
Pays for medical costs and lost wages if you or an employee get hurt on the job.
Product Liability
Protects you if your finished work, like a faulty cabinet, causes harm or damage.
Businesses That Must Get Carpenters Insurance
It’s essential for anyone doing residential or commercial projects, including:
Carpenters:
Those who build, install, and repair structures and items made of wood and other materials.
Construction Firms:
Businesses employing carpenters for building or renovation projects.
Remodeling Companies:
Firms that use carpenters for home or office upgrades, like installing cabinets or flooring.
Furniture Makers
Small businesses or workshops crafting custom furniture or wooden fixtures.
General Contractors:
Companies overseeing projects where carpenters are involved, needing coverage for their work.
Handyman Services:
Businesses offering carpentry as part of repair or maintenance services.
How to Tailor Carpenters Insurance to Your Risks
Here’s a simple guide to help:
01
Assess Your Risks: Think about the work you do and consider your risks.
02
Understand Key Coverages: Choose coverages based on what your business does and its size.
03
Evaluate Your Business Size: Look at the scale and structure of your carpentry business.
04
Check Client Requirements: Review contracts to ensure your policy meets their standards.
05
Consider Policy Limits and Deductibles: Understand how much coverage your insurance provides and how much you’ll pay out of pocket when you file a claim.
06
Look for Tailored Features: Some policies offer extras like coverage for rented equipment
07
Work with a Broker: They can recommend the right policy, explain terms, and help customise coverage.
Upgrade Your Business Defence.
Catered to your industry and risk profile. Our team is ready to help you fortify your business against potential risks.
Frequently asked questions
Can I get Carpenters Insurance if I’m a new carpenter?
Absolutely. New carpenters need insurance just as much as experienced ones. It protects you from mistakes while you’re learning, like accidentally injuring a client. You can contact us at Tank Insurance to find affordable options for beginners.
Can I add more cover later?
Yes, you can update your insurance as your business grows. If you start taking on bigger projects, like home renovations, you can add extra cover, such as contract works, to keep you protected.
What if I don’t have insurance?
Without insurance, you pay for damages or injuries yourself. For example, if a client sues you for a faulty staircase, you could face thousands in legal and repair costs. Insurance prevents this financial stress.