Car Wash Insurance
We assist car wash owners obtain the right insurance to protect their business and customers.
Questions? Call us now on
02 9000 1155
Why You Can’t Skip Car Wash Insurance
What’s Included in Car Wash Insurance?
Car wash Insurance typically includes:
General Liability
Covers injuries or damage to others caused by your business, like a customer slipping on a wet floor.
Garagekeepers Liability
Pays for damage to customers’ vehicles while in your care, such as scratches from a malfunctioning machine.
Commercial Property
Protects your building, equipment, and inventory from fire, theft, or vandalism.
Equipment Breakdown
Covers repair or replacement of car wash machinery if it’s damaged.
Workers’ Compensation
Pays for employees’ injuries while on the job, like medical bills or lost wages.
Business Interruption
Helps cover lost income if your car wash has to close temporarily due to a covered event, such as fires.
Who Needs It?
Car wash owners and operators need this insurance:
Self-Service Car Wash Operators:
Businesses that provide a place where customers can wash their own cars using equipment like high-pressure water hoses, soap dispensers, and brushes.
Automatic or Tunnel Car Wash Owners:
‍Car wash where you drive your car into a machine or a conveyor belt that moves it, automatically cleaning the car.
Full-Service Car Wash Businesses:
Those that offer a complete cleaning experience, often done by workers.
Mobile Car Wash or Detailing Services:
Businesses that come to you wherever you are, bringing their own equipment to wash and clean your car on the spot.
How Does It Work?
Picture these:
01
A customer’s car gets scratched by a faulty brush in your automatic car wash. Car wash Insurance can cover the repair costs, so you don’t pay out of pocket.
02
An employee slips on a soapy floor and needs medical treatment. It can cover their medical bills and lost income while recovering.
03
A customer at a self-service car wash leaves a hose running, causing a puddle. Another customer slips and sprains their ankle. This insurance can cover the medical costs and any legal claims.
Upgrade Your Business Defence.
Catered to your industry and risk profile. Our team is ready to help you fortify your business against potential risks.
Frequently asked questions
How much does Car Wash Insurance cost?
The cost of your Car wash Insurance is determined by your business size, location, and services. For instance, a small mobile car wash might pay $30 to $50 per month, while a full-service car wash could pay more. If you’d like a tailored quote, reach out to us at Tank Insurance.
Does it cover my equipment if it’s damaged by a power surge?
Yes, equipment breakdown coverage can pay for repairs or replacement if your car wash machinery is damaged by a power surge or mechanical issue. This helps you get back to work quickly without huge costs.
Does it cover theft of a customer’s car?
Yes, but it depends on your policy. If your policy has garagekeepers liability coverage, it can cover theft of a customer’s vehicle while it’s in your care, provided you’ve taken reasonable security measures.