Electricians Insurance
We help electricians get affordable, tailored insurance to protect their business and work.
Questions? Call us now on
02 9000 1155Why It Matters
Electricians Insurance protects your business from risks, whether it’s property damage, injuries, or faulty work claims. It also ensures you’re covered in the event a peril happens, such as a fire caused by wiring or an injury on the job.
What It Covers
It usually covers:
.webp){kind=icon}
Injuries or damages your work caused to someone else or their property, such as  damaging a client’s home due to faulty wiring.
Medical bills and lost wages if you or an employee gets injured on the job and unable to work.
Legal fees when someone sues you, even if the claim is found to be groundless.
Work vehicle if it’s involved in an accident while carrying supplies.
Risk Scenarios
Childcare Insurance includes:
You’re installing lights in a home and accidentally damage an expensive painting. Electricians Insurance can cover the repair costs.
An employee gets shocked while working on a live wire. It can help pay for their medical treatment.
Advantages of Getting Electricians Liability Insurance
It protects your finances from claims of property damage, personal injury, or death.
It can save you from costly legal battles if you face a claim or are sued.
It helps you meet clients' requirements and standards.
It shows you’re a responsible and prepared professional.
It ensures that you can continue your operations amid financial losses.
Frequently asked questions
Does my policy cover my tools and equipment?
Not all the time. You may need separate tools and equipment coverage to protect against theft, loss, or damage. Check your policy to see if it’s covered or contact an insurance broker to add this coverage.
Do I need Electricians Insurance for small jobs?
Yes, even small jobs can lead to big costs. For example, knocking over a client’s TV during a quick repair could leave you paying for a replacement. Electricians Insurance covers these unexpected expenses.
What is excluded from my Electricians Insurance?
Exclusions may include intentional damage, subcontractor work, specific high-risk tasks like high-voltage systems, or claims from work outside your licensed scope.
What is ‘Completed Operations’ coverage?
It covers claims arising after a job is finished, like a fire caused by wiring you installed months ago. Take a look at your policy to check if it includes this.
Can I get Electricians Insurance for specialised work like solar installations?
Yes, you can. But first, you have to confirm that your policy covers that specific work. There are times when there are different tailored policies for niche electrical services.