Boilermakers & Welders Insurance

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Why Liability Insurance is a Must for Boilermakers & Welders

Boilermaking and welding involve specific risks, such as sparks, heat, and heavy equipment, which can lead to accidents. Boilermakers and Welders Liability Insurance protects you in the event that a client’s property is damaged or another person gets injured. This ensures you’re not left paying for costly claims, repairs, and replacements.

What’s Covered

It usually covers:

Injuries and Property Damage: Covers injuries to others or damage to their property caused by your work.

Equipment Repair and Replacement: Pays for stolen or damaged tools, like welders, grinders, or chipping hammers.

Income Protection: Protects you against lost income if you can’t work due to injury or illness.

Workers’ Compensation: Covers medical costs and wages for injured employees.

Businesses That Need It

Boilermakers, welders, fabricators, and metalworkers need this insurance. This includes:

Sole Traders Doing On-Site or Workshop Welding

Self-employed welders who operate independently, performing welding tasks at client locations or in a personal workshop.

Businesses with Employees or Subcontractors

Welding or fabrication businesses that employ staff or hire subcontractors to handle larger or more complex projects.

Contractors Working on High-Risk Sites

Welders or welding businesses working in hazardous environments like oil and gas facilities or power plants.

Anyone Handling Boilers, Tanks, or Structural Metalwork

Sole traders, businesses, or contractors who specialize in welding and fabricating boilers, tanks, or structural metalwork, often for industrial or construction purposes.

What Are Its Advantages

Financial protection against accidents and liabilities due to your work.

Coverage for tools and equipment against theft, vandalism, or damage.

Protection for employees and subcontractors, covering medical costs, lost wages, and employer’s liability.

Compliance with state regulations and client’s requirements to secure high-value projects.

Coverage for unique risks like chemical exposure or explosions.

Frequently asked questions

Do I need insurance for small welding jobs?

Yes, even small jobs can lead to big problems. For example, a spark could damage a client’s property, costing thousands. Insurance covers these unexpected costs, keeping your business safe.

How much does Boilermakers and Welders Insurance cost?

The cost depends on your business size, work locations, and coverage needs. High-risk sites like mines may increase costs. Contact us to explore options tailored to your business’ risks and needs.

What if my welding causes a structural failure later?

Boilermakers and Welders Liability Insurance may not cover faulty workmanship, but having a Professional Indemnity coverage can protect you against claims of negligence or errors. You can add this to your policy if needed.

Can I get insurance for tools left on-site overnight?

Yes, you can get insurance for tools left on-site overnight, but coverage depends on the policy and specific conditions.

What happens if I don’t follow Australian welding standards?

If you don’t comply with standards, such as AS1674, your claim could be denied. Always follow safety guidelines, and ensure your policy aligns with these requirements.