Transit Insurance

Keep your goods and transport vehicles safe with the right insurance that fits your risks.

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What Is Transit Insurance?

It covers goods or cargo while they’re being moved from one place to another. It protects against risks like theft, damage, or loss during transport, whether by road, rail, or air. It also ensures businesses or individuals don’t face big financial losses if something goes wrong during transit.

What Does It Cover?

It usually covers:

Theft: Covers stolen goods during transit, like if a delivery van is broken into.

Damage: Pays for goods damaged in accidents, such as truck crashes or rough handling.

Loss: Protects against goods that go missing, such as misplaced packages.

Loading or Unloading Risks: Covers damage during the loading or unloading process.

Temporary Storage: May include protection for goods stored briefly during transport.

Who Needs It?

This insurance is essential for anyone involved in transporting goods, including:

Freight Operators

Those who move commercial cargo.

Couriers

Those who deliver packages or products.

Tradies

Workers who carry tools or materials.

Retailers or Wholesalers

People who ship stock to customers or stores.

Other Individuals

People relocating valuable household items or personal belongings.

Why It Matters to You

This insurance is essential for anyone involved in transporting goods, including:

It helps you avoid big financial losses by paying for repairs, replacements, or lost items.

It ensures you recover quickly by paying for fixes or replacements, so you can keep delivering to customers.

It can cover legal fees or claims.

 It prepares you for any problems that might happen during shipment

Frequently asked questions

Do I need Transit Insurance for short trips?
Yes, even short trips carry risks. A quick delivery across town could result in theft or an accident, and insurance covers those unexpected costs. It’s a small price for peace of mind.
What if my goods are damaged due to poor packaging?
Poor packaging by you or the shipper may not be covered. Always ensure goods are packed properly, and check your policy for packaging requirements to avoid claim denials.
Can I get Transit Insurance for a single shipment?
Yes, a Single Transit Policy covers one-off shipments, ideal for occasional transport jobs. For regular deliveries, an Annual Transit Policy might save you money.
Do I need extra coverage for high-value goods?
If you ship expensive or fragile items, you might need extra coverage to fully cover their value. Check to ensure your policy matches the worth of your goods.

Upgrade Your Business Defence.

Catered to your industry and risk profile. Our team is ready to help you fortify your business against potential risks.

What’s your annual revenue?

Please let us know your annual revenue.

What’s your business name?

Please fill in the details below.

Describe your business activities

Please fill in the details below.

What are your contact details?

Please fill in the details below.

Previous
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Thank you for your enquiry
We'll contact you shortly to discuss.
Oops! Something went wrong while submitting the form