Scaffolding Insurance

We can assist securing insurance for your scaffolding business.

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Why Scaffolders Need Liability Insurance

Scaffolders work on building sites where accidents can happen. If someone gets hurt or property gets damaged because of your work, you could be held responsible. Liability insurance helps cover the costs if this happens, so you don’t have to pay out of pocket.

What Is Public Liability Insurance for Scaffolders?

Public liability insurance is a type of coverage for scaffolders. It pays for claims if your work causes injury to someone, like a passerby or worker, or damages property, like a client’s building or equipment.
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Key Benefits of Scaffolding Liability Insurance

Covers costs if someone sues you for injury or damage caused by your scaffolding work.

Helps pay for legal fees if a claim goes to court.

Gives you peace of mind to focus on your job without worrying about unexpected costs.

Shows clients you’re professional and prepared, which can help you win more jobs.

What Does Scaffolding Liability Insurance Cover?

It doesn’t cover injuries to you or your workers, or damage to your own tools or scaffolding.

This insurance typically covers:

Injuries to other people caused by your scaffolding work, like if someone trips over your equipment.

Damage to someone else’s property, like if your scaffolding scratches a client’s windows.

Legal costs if you’re taken to court over a claim related to your work.

How to Choose the Right Liability Insurance for Your Scaffolding Business

Check the coverage amount. Most scaffolders need at least $10 million to $20 million in coverage, depending on the job. The most common amount we secure for clients is a $20 million coverage.

Make sure the policy covers the types of work you do, like residential or commercial scaffolding. This is where we come in to assist as an insurance broker. We'll understand what you do, obtain the right coverage, and explain what all of it means in plain english.

Compare quotes from different insurers to find a price that fits your budget, with the right cover. As an insurance broker, we'll do this heavy lifting and provide the options to you.

Look for policies that include legal cost coverage.

Frequently asked questions

Do I need liability insurance if I’m a sole trader?
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Yes, even as a sole trader, you can be sued for injury or damage caused by your work. Liability insurance helps cover these costs.
How much does scaffolding liability insurance cost?
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It depends on your business size, the coverage amount, and the type of scaffolding work you do. This can start around a few thousand dollars.
What happens if I don’t have liability insurance?
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If someone makes a claim against you, you’ll have to pay for legal fees and any damages yourself, which can be very expensive.
Does liability insurance cover my tools or scaffolding?
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No, this insurance only covers injuries to others or damage to their property. You’d need separate insurance for your own equipment.

Upgrade Your Business Defence.

Catered to your industry and risk profile. Our team is ready to help you fortify your business against potential risks.

What’s your annual revenue?

Please let us know your annual revenue.

What’s your business name?

Please fill in the details below.

Describe your business activities

Please fill in the details below.

What are your contact details?

Please fill in the details below.

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Thank you for your enquiry
We'll contact you shortly to discuss.
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