Plate Glass Insurance
Cover the cost of broken windows, storefronts, and glass fixtures before a crack becomes a crisis.
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What is Plate Glass Insurance?
Plate glass insurance covers the breakage of large glass installations in commercial buildings. Windows, doors, display cases, and glass facades are expensive to replace, and standard property policies often exclude or limit glass damage.
This cover pays for the repair or replacement of damaged glass, including labour costs. For businesses with prominent storefronts or extensive glazing, it provides targeted protection against a common and costly risk.
Internal Glass
Internal glass coverage protects glass elements within your building's interior. This includes partitions, mirrors, display cabinets, and decorative glass features. While not exposed to weather or street-level risks, internal glass is still vulnerable to accidental damage from daily operations.
External Glass
External glass coverage applies to windows, shopfronts, glass doors, and other glazing that forms part of your building's facade. This is where the real exposure lies: weather events, vandalism, vehicle impact, and accidental damage from passersby.
RISK MANAGEMENT
Why Glass Insurance Matters
POLICY SCOPE
What's Covered?
Comprehensive protection for the glazing that defines your business premises.
01
Vandalism and malicious damage
Protection against intentional acts of damage to your storefront or windows.
02
Accidental breakage
Cover for sudden and unforeseen breakage of glass installations.
03
Impact from objects or vehicles
Protection when vehicles or airborne objects strike your glass facade.
04
Storm and hail damage
Financial cover for glass replacement following severe weather events.
COMPLEMENTARY PROTECTION
Related Insurance
Property Insurance
Covers the building structure and contents against fire, theft, and natural disasters. Glass insurance adds specific protection for glazing that property policies may exclude or limit.
Public Liability Insurance
If broken glass injures a customer or member of the public, liability insurance covers legal costs and compensation claims. Essential for any business with foot traffic.
Business Interruption Insurance
When glass damage forces you to close temporarily, business interruption cover helps replace lost income and meet ongoing expenses while repairs are completed.
How We Help Businesses With Glass Cover
We place glass cover for retailers, cafes, offices, and commercial landlords across Australia. Most of the time, glass sits inside a business pack alongside public liability and property cover, which keeps costs down and simplifies claims.
For businesses with higher-value glazing - architectural shopfronts, floor-to-ceiling partitions, or heritage glass - we arrange standalone plate glass policies with nil excess and agreed replacement values. We also work with glazier contractors who need their own professional indemnity and public liability cover for installation work.
If your commercial property policy excludes or limits glass, we can add standalone glass cover without disrupting your existing arrangements.
COMMON QUESTIONS
Frequently Asked Questions
Protect Your Glass Assets
Don't let a crack become a crisis. Get a quote for tailored plate glass insurance today.