Graphic Designer Professional Indemnity Insurance

While not legally mandatory, PI insurance is essential for any professional graphic designer. Copyright and trademark allegations are a live exposure in design work, and legal costs start running well before anyone decides who was right. Client contracts also often make PI cover a condition of engagement.

Yes, unintentional copyright infringement is typically covered. If you unknowingly use an image, font, or design element that infringes someone else's copyright, and they make a claim, your PI policy covers your defence costs and any damages. Intentional infringement is not covered.

Trademark conflicts are a key risk for designers doing branding work. If a logo you design is too similar to an existing trademark and the trademark owner sues your client (who then claims against you), PI insurance can respond. We ensure your policy includes appropriate IP coverage.

Most freelance designers start with $250,000 to $1 million. Design agencies typically carry $1-5 million depending on client size and project values. If you work with large brands or on major campaigns, higher limits may be needed. We assess your client profile to recommend appropriate cover.

Yes, if you prepare artwork files incorrectly and this causes a failed print run or production issues, and your client claims against you for the resulting losses, your PI policy typically covers this. This includes colour profile errors, resolution issues, and file format mistakes.