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MARKET INTELLIGENCE

The Think Tank

Analysis, risk strategies, and updates for Australian business and property owners.

Guides

97 articles

Common Pharmacy Insurance Claims and How to Avoid Them

How to Make an Insurance Claim in Australia - A Broker's Step-by-Step Guide

When Your Occupation Doesn't Fit a Box: Getting PI Insurance for Grey-Zone Professions

5 Questions Every Small Business Owner Asks Their Insurance Broker (And What the Answers Actually Are)

What Does 'Excess' Mean in Insurance & When Do You Pay It?

Sum Insured: Why Most Business Owners Get It Wrong (And It Costs Them)

Waiver of Subrogation: What Contractors Need to Know (And How to Get Covered)

What Insurance Do Water Jet Cleaning Businesses Need in Australia?

How Much Does Block of Units Insurance Cost in 2026?

What Insurance Do I Need for a Non-Strata Unit Block or Multiple Apartments?

Insuring Your Non-Strata Block of Units

What Drives the Cost of Scaffolding Insurance?

What’s in a Schedule of Benefits?

Mobile Scaffolding: Insurance Trends for Australia's Urban Boom

Insurance Claims for Non-Strata Unit Blocks

What’s the Cost of Getting Scaffolding Insurance Wrong?

How to Lower Premiums of Scaffolding Insurance

A Comprehensive Approach: Beyond Public Liability for Scaffolding Businesses

Public Liability & Products Liability in Scaffolding Insurance

The Digital Habitat: FAQs for Australian Scaffolders

When a Small Error Triggers a Big Claim: Lessons in Professional Indemnity

Top 5 FAQs About Professional Indemnity Insurance for Engineers

How Professional Indemnity Protects Real Estate Agents from Client Disputes

Why Professional Indemnity Insurance Costs are Rising for Engineers

How Does an Insurance Assessor Evaluate Your Claim?

How Does Subrogation Work in Australia?

How Do Insurers Manage Moral Hazard?

What Does D&O Insurance Cover?

What is a No Claim Bonus in Car Insurance?

What is an Insurance Assessor?

What is Directors and Officers (D&O) Insurance?

What is Subrogation in Insurance?

What Does Moral Hazard Mean in Insurance?

5 Signs It’s Time to Review Your Business Insurance Policy

The Difference Between Home Insurance and Contents Insurance

Flood risks in 2026: Protecting Commercial Property

How Can Australian Scaffolding Subcontractors Tailor Their Insurance?

What is a Certificate of Currency?

Does Strata Insurance Cover Building Insurance?

What is Financial Lines Insurance?

Why Businesses Still Need Public Liability Insurance When Using Subcontractors

When Do You Need to Prove Insurable Interest?

What is an Insurable Interest?

Why is D&O Insurance Important in Australia?

How to Choose the Right Loss of Rent Insurance

What is Covered by Loss of Rent Insurance?

How Do You Get a Certificate of Currency?

What is a Waiting Period in Insurance?

How to Meet Your Duty of Disclosure

How to Read a Policy Wording

Mitigating Seasonal Risks for Carpenters

Why Do Insurance Premiums Vary?

The Hidden Risks of Livestock Transport

The Rise of Gig Economy Cleaners

Can You Change Your Insurance Policy Mid-Term?

Bridging Residential & Home Care: Insurance for Support at Home Programme & Aged Care Facilities

Insurance for Renovation Projects: Managing Risks in Existing Structures

Insurance for After-School & Vacation Care Programs: What’s Different?

The Role of an Insurance Underwriter

Protecting Your Bakery from Foodborne Illness Claims

Top 5 Glazier Insurance Myths Busted

Risk Surveys: Your Guide to Smarter Choices

What is Commercial Strata Insurance?

Cyber Insurance for Travel Agents: Protecting Client Data in Online Bookings

What Does Run-Off Cover Mean & Do You Need It After Closing My Business?

Top 5 Common Insurance Claims in Australian Barbershops

How to Protect High-Value Cargo

Insurance Requirements for Electricians: Commercial vs. Residential Projects

Upgrading Your Toolkit: When to Invest in New Equipment

How Retailers Can Prevent Glass Damage During Busy Seasons

What Does Retroactive Cover Mean for My Professional Indemnity Insurance?

From Corner Shops to Cigar Lounges: The Reinvention of Australian Tobacconists

Top 15 Industries in Australia Requiring Public Liability Insurance by Total Premiums in 2026

Cyber Risks in Smart Farming: Why Your Agribusiness Must Get Cyber Insurance

Why Small Retail Businesses Need Cyber Insurance

Apartment Insurance in Australia

Key Businesses that Can’t Afford to Skip Investment Management Insurance

Importance of Commercial Motor Insurance in a Changing Climate

How to Accurately Determine Your Home and Contents Value for Insurance in Australia

Do I Need Landlord Insurance If I Have Strata?

Downtime Blues? Get Business Interruption Insurance & Bounce Back!

Unlocking Value: The Benefits of Using an Insurance Broker

What Insurance Do Consultants Need?

Insurance for NDIS Providers: Ensuring Comprehensive Protection and Compliance

Tech Sector Shifts: Insurance Tips for Fintech Startups

Essential Coverage Components for Motor Mechanics Insurance

What Insurance Do Physiotherapists Need in 2026?

Do Builders Really Need Professional Indemnity Insurance? Here's How to Decide

Solar Panel Insurance: Protect Your Rooftop Investments

Beyond the Basics: Unconventional Insurance You’ll Wish You Had

Understanding the Value of Commercial Property Insurance

What Insurance Do Carpenters Need?

What Insurance Do Cleaners Need?

What Insurance Do Electricians Need?

What Insurance Do Plumbers Need in 2026?

What is Landlord Insurance: An Essential Guide for Property Owners

What Is Strata Insurance?

Business

17 articles

What Happens When a Contractor Damages Equipment at a Sydney Venue

Why Cheap Business Insurance Claims Get Denied: 5 Hidden PDS Exclusions

Non-Binary Premiums Ignite Debate on Gender-Based Pricing

The Scaffolding Safety Checklist

Flood Preparedness: How Australian Communities Can Better Brace for Future Deluges

Tool Insurance: Old Relics vs. Modern Smart Tools

Prepare for Impact: Bomb Cyclone Strikes Australia's East Coast

Cyber Security Basics for Australian Small Businesses

The Insurance Catastrophe Declaration: How It Impacts Flood Recovery in NSW

Prepare for the Aged Care Act Rollout

What Happens When Your Business Insurance Claim Gets Denied?

From Sparks to Sculpture: 7 Uncommon Trades that Rely on Tool Insurance

Navigating Workplace Regulations: How Insurance Brokers Simplify Compliance

Could a Client’s Bad Review Sink Your Business? Protecting Against Reputation Risks

Rising Crime and Insurance Costs: What Aussie Businesses Need to Know

Insurance Product Disclosure Statement (PDS) Explained

The Psychology of Risk: Why We Avoid Insurance & Why Brokers Help

Market News

8 articles

Bushfire Season: What Business Owners Need to Review in Their Insurance

How AI and BIM Reshape Engineering Workflows in Australia

Key Trends and Tips in Non-Strata Block of Units Insurance

Why Your Home Insurance Jumped 300%: The AFCA Rulings That Prove You Need a Broker

Can AI Make Your Australian Insurance Cheaper? The CSIRO Says ‘Yes’

What Are the Top 3 Concerns Shaping General Insurance in Australia (and NZ)?

Risks and Regulations in the Scaffolding Industry

How Industry Challenges Impact Engineers Insurance

From Tank

2 articles

Jack of All Trades: Why We're Building Differently

Tank Insurance Joins Metrix Connect, Part of the Steadfast Group

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