Aged Care Facilities Insurance
Business insurance brokers who arrange cover for aged care providers across Australia.
100%
Australian Owned
Direct
Broker Access
National
Coverage
Recognition
Access to Australia's leading insurers and underwriting agencies, including:
We're business insurance brokers working with aged care providers across Australia. We help you arrange the specific cover your operation needs.
Unique Risk Profile
If you run a residential aged care facility, home care service, or retirement village, you face risks that standard business policies don't always address. You're caring for vulnerable people and handling sensitive health data in a heavily regulated environment.
Tailored Protection
That combination means you need cover that actually fits what you do. We work with underwriters who understand the sector to secure policies that protect your facility, your staff, and your reputation.
RISK ARCHITECTURE
What aged care facilities typically need
Most aged care providers need some combination of public liability, professional indemnity, property insurance, business interruption, workers compensation, and increasingly, cyber cover.
Public liability covers claims if a resident, visitor, or their property is injured or damaged due to your operations. Given the nature of aged care, this is fundamental.
Professional indemnity protects against claims of negligence, errors, or failure to provide adequate care, covering legal costs and any compensation payable.
Property insurance covers your building, equipment, and contents against damage from fire, storm, theft, or other events.
Business interruption covers lost income and ongoing costs if your facility can't operate due to an insured event.
Workers compensation is legally required in most states and covers medical costs and lost wages for staff injured at work.
Cyber insurance is increasingly relevant given the sensitive health data aged care providers hold.
Why use a broker?
Aged care has specific risks that generic business policies don't always cover properly. A broker can help you understand what you actually need, compare options from multiple insurers, and make sure you're not paying for cover you don't need or missing cover you do.
If your risks are complex or you've been knocked back elsewhere, we'll be honest about whether we can help or point you to someone who can.
KNOWLEDGE BASE
Frequently asked questions
Get the right cover for your aged care business
Call us on 02 9000 1155 or request a quote online.