Civil Construction Insurance
Tier-1 contracts demand more than standard cover. Protect projects, gear, and crews with civil construction insurance tailored to real site risks.
$100M+
Limit Access
24h
Typical Turnaround
Specialist
Market Access
Recognition
Access to Australia's leading insurers and underwriting agencies, including:
Civil construction projects carry significant liability exposure. We help contractors secure the high-limit cover that Tier-1 sites demand.
Specialist Market Access
We work with specialist construction underwriters including Pen, Mecon, and major insurers to secure terms for complex civil risks that mainstream brokers struggle to place.
High-Limit Capability
From $10M to $100M+ public liability limits, we have the market relationships to arrange the cover your contracts require.
COVERAGE ARCHITECTURE
What civil contractors typically need
Civil construction insurance is a combination of covers tailored to infrastructure, earthworks, and large-scale projects.
Covers damage to the works during construction, including materials on site, temporary structures, and plant. Essential for infrastructure projects, road works, and civil earthworks.
High-limit cover for third-party injury and property damage. Tier-1 sites typically require $20M to $100M+ limits. We work with specialist underwriters who understand civil construction exposures.
Cover for trucks, excavators, graders, and heavy plant. Whether owned or hired, we can structure cover that meets your operational needs and contract requirements.
If you provide design, engineering advice, or project management services, PI cover protects against claims arising from professional errors or omissions.
Directors & Officers cover plus Employment Practices Liability for civil contractors with staff. Protects personal assets and the business from management-related claims.
TYPICAL REQUIREMENTS
What we help civil contractors with
Common insurance needs for civil construction businesses:
High-limit public liability for Tier-1 and government contracts ($20M - $100M+)
Contract works cover for roads, bridges, tunnels and infrastructure
Plant and machinery cover for excavators, graders and heavy equipment
Professional indemnity for design-and-construct civil projects
Fleet cover for trucks and heavy vehicles operating across multiple sites
Principal-arranged insurance compliance and gap analysis
High-limit public liability for Tier-1 and government contracts ($20M - $100M+)
Contract works cover for roads, bridges, tunnels and infrastructure
Plant and machinery cover for excavators, graders and heavy equipment
Professional indemnity for design-and-construct civil projects
Fleet cover for trucks and heavy vehicles operating across multiple sites
Principal-arranged insurance compliance and gap analysis
KNOWLEDGE BASE
Frequently Asked Questions
Get a quote for your civil construction business
Whether you need high-limit liability, contract works or fleet cover, we can help. Call us on 02 9000 1155 or request a quote online.