Tobacconist Insurance

Public Liability Insurance for Your Shop

This covers you if a customer or visitor gets injured or their property is damaged because of your business. For example, if someone trips in your shop or a shelf damages their bag, this can help pay for the costs.

Property and Contents Insurance for Your Shop

This covers your shop’s items, like stock, shelves, or counters, if they’re damaged by things like fire, storm, or vandalism. If you own the building, it can also cover repairs.

Business Interruption Insurance for Lost Income

If something like a fire or flood stops your shop from operating, this cover can help replace lost income and pay for ongoing costs, like rent or wages, while you recover.

Product Liability Insurance for Your Products

This covers you if a product you sell, like tobacco or vapes, causes harm to a customer. For example, if a faulty vape leads to an injury, this can help cover legal or medical costs.

Theft and Burglary Cover for Stock and Equipment

This covers your stock, cash, or equipment if they’re stolen or damaged in a break-in. It can help you replace items like tobacco products or registers.Glass and Signage Insurance for Your Shopfront: This covers the cost of fixing or replacing broken glass, like your shop’s windows or doors, and any signage if it’s damaged. It’s useful for tobacconists with large shopfronts.

Cyber Liability Insurance for Online Sales

If you sell products online, this covers issues like data breaches or hacking. It can help with costs like fixing your website or handling customer data leaks.