3D Visualiser PI Insurance

3D visualisations and architectural renders are used to sell properties, often before construction begins. If your renders materially misrepresent the finished product. showing views that don't exist, finishes that aren't included, or spaces that appear larger than reality. buyers may claim they were misled. PI insurance protects you from these professional liability claims.

Developers and marketing agents do bear responsibility, but claims often flow back to the visualiser who created the images. If your render showed something that doesn't match the actual specification or development approval, you may be joined in any legal action. Having your own PI cover is essential protection.

Cover of $500,000-$2M is common for 3D visualisation studios. However, if you work on large-scale residential developments where multiple apartments are sold off-the-plan based on your renders, higher limits may be prudent. The potential aggregate of buyer claims across a development can be substantial.

Professional Indemnity policies typically cover claims arising from unintentional intellectual property infringement. If you inadvertently use copyrighted 3D models, textures, or assets without proper licensing, and face a claim, your PI policy should respond. However, deliberate infringement is excluded.

PI cover is still valuable for renovation visualisations, commercial fit-out renders, and existing building marketing. Claims can arise when your visualisation of proposed works doesn't match what's actually built, or when marketing renders misrepresent current property conditions.