Insurance For Contractors
Stop explaining your site to office-bound insurers. We cover builders and tradies for high-risk activities and equipment that standard policies simply won't touch.
99%
Placement Rate
24h
Typical Turnaround
100+
Construction Risks
Recognition
Access to Australia's leading insurers and underwriting agencies, including:
We work with contractors across Australia, from sole traders to commercial construction crews. We help when mainstream insurers say no.
Contract Support
When you need specific policy wording for a contract, we negotiate with specialist underwriters to ensure your coverage meets head contractor requirements.
Industry Expertise
Stop explaining your business to someone who's never been on-site. We understand the high-risk activities and equipment that define your trade.
RISK ARCHITECTURE
What we cover
Learn more about Contract Works →
Learn more about Public Liability →
Learn more about Business Pack →
Most contractors need some combination of these core covers to satisfy site requirements and protect their assets.
Why contractors come to us
The most common reason? They've been declined elsewhere. Construction is a higher-risk industry, and many insurers have a narrow appetite. Scaffolders, roofers, concreters, and anyone working at height often find the big insurers won't quote.
We have access to underwriters who actually write these risks, including HSUA, Arena, Protecsure, Relyon, and several Lloyd's markets. When mainstream insurers won't quote, we usually have options that match your actual scope of work.
We find the right markets for high-risk trades and ensure your policy wording meets head contractor requirements.
PLACEMENT ARCHIVE
How we've helped
Recent placements for contractors who were previously declined by mainstream markets.
TECHNICAL ANALYSIS
What we look at when quoting
To get you accurate quotes, we'll typically ask about these key business metrics and risk factors.
Your trade or occupation, and what percentage of your work falls into different categories (some insurers care about the split between domestic and commercial, or ground-level versus height work).
Annual revenue and subcontractor payments.
The limits you need, and whether there are specific requirements from your clients.
Claims history, including any incidents that didn't result in a claim.
Equipment and vehicles to be covered.
Any specific policy wording requirements from head contractors.
Your trade or occupation, and what percentage of your work falls into different categories (some insurers care about the split between domestic and commercial, or ground-level versus height work).
Annual revenue and subcontractor payments.
The limits you need, and whether there are specific requirements from your clients.
Claims history, including any incidents that didn't result in a claim.
Equipment and vehicles to be covered.
Any specific policy wording requirements from head contractors.
KNOWLEDGE BASE
FAQs
Get the right cover for your contracting business.
Speak to a specialist construction broker who understands your trade and your risks.