Traffic Engineer PI Insurance

Traffic engineering directly affects road safety and development approvals. If your traffic impact assessment proves inadequate, intersection design causes accidents, or development approvals are refused based on your advice, significant claims can arise from developers, councils, and third parties. Professional Indemnity insurance is the primary protection for these kinds of professional liability claims.

Traffic impact assessments that underestimate development impacts are a common source of claims, leading to approval refusals or operational issues after development. Road safety audit failures, intersection design defects causing accidents, and parking study errors also generate significant claims.

Road safety audit services are generally included within the scope of a PI policy for traffic engineers, but coverage depends on the specific policy wording. If your safety audit misses hazards that later cause accidents, claims can arise. Given the safety implications, it's worth checking your limits are adequate for the type of work you do.

The right level of cover depends on the scale and nature of your work. We work with you to understand your projects and connect you with underwriters who can recommend appropriate limits. Larger development projects and safety-critical work can warrant higher limits, so it's worth discussing your specific situation with a broker.

If a road accident occurs at a location you designed or assessed, investigation may question whether your engineering was adequate. PI insurance can respond to claims alleging your professional work contributed to the accident conditions, helping fund your defence. Policy terms vary, so it's important to understand what your specific cover includes.