Safety Engineer PI Insurance

Safety engineers provide professional advice that directly affects workplace safety outcomes. If your risk assessment, safety management system, or HAZOP study proves inadequate and an incident occurs, you can face claims from employers, injured workers, and insurers. The regulatory context of safety advice also creates specific liability exposure. A professional indemnity insurance broker can help you find cover suited to the work you do.

Common claims include risk assessments that underestimate hazards, leading to workplace incidents. Safety management system failures that don't prevent injuries, HAZOP studies with incomplete findings, and safety in design advice that misses construction hazards are also significant claim types.

Yes, safety consulting for major hazard facilities - including process safety management, HAZOP facilitation, and safety case development - is covered by PI insurance. Given the potential severity of major hazard incidents, appropriate coverage limits are critical for this work.

Cover of $2M-$10M is typical for safety engineering consultants. Major hazard facility work, large construction projects, and safety cases for complex industrial operations may require higher limits. The potential for severe workplace incidents justifies substantial coverage.

PI insurance typically covers civil claims for financial loss, not regulatory fines or criminal prosecution. However, if your advice leads to a client facing prosecution and they claim you were negligent in your safety advice, PI insurance covers claims against you from your client.