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Large excavator in open-pit mine representing mining engineering professional liability

Mining Engineer Professional Indemnity Insurance

Professional Indemnity coverage for mine planning, resource estimation, and mining consultancy. Sourced from specialist underwriters who can cover the high-stakes nature of mining engineering advice.

$20M

Liability Limits

15+

Insurers

Same Day

Quotes

Recognition

Industry Awards

Mining engineering advice drives investment decisions worth a range of millions. When resource estimates, feasibility studies, or mine designs prove flawed, the liability exposure is substantial.

Professional Indemnity insurance is the primary protection for mining engineers providing technical advice, reports, and consulting services.

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The Challenge

Mining engineers face claims from sophisticated clients with resources to pursue litigation. Resource companies, investors, and project financiers expect accuracy in technical reports and will seek recovery when projects underperform. See our broader engineers insurance hub for how PI cover works across engineering disciplines.

Our Approach

We work closely with you to understand your specific work, then access specialist underwriters familiar with mining projects, JORC reporting, and resource estimation. That means coverage terms sourced to reflect your actual risk, not a generic policy.

WHY TANK INSURANCE

What to consider for PI cover

Mining engineering involves high-value advice with long-term implications. We work with you to understand your work and source PI cover from markets that can handle the technical complexity and commercial stakes involved.

Yellow excavator at open pit mine site

01

High-Value Advice

Mining engineers provide advice that influences major investment decisions. We arrange coverage limits appropriate for the project values you work with.

02

Resource Reporting

JORC-compliant resource estimation and competent person reports carry significant liability. We work to source coverage terms that reflect those specific exposures.

03

Tailings and Safety

Tailings facilities and mine safety consulting represent high-consequence work. We access markets comfortable with these exposures and can provide adequate limits.

04

Long-Tail Liability

Mine planning and closure advice can generate claims decades later. We structure coverage with appropriate run-off provisions for long-term projects.

RISK PROFILE

Key Professional Risks for Mining Engineers

Mining engineering claims often involve substantial financial losses and complex technical disputes. Understanding these exposures guides appropriate coverage decisions.

Mine planning and design errors affecting resource extraction efficiency
Geotechnical assessments that fail to identify slope stability risks
Resource estimation reports that overstate or understate ore reserves
Tailings dam design and management advice with safety implications
Ventilation system designs inadequate for workforce safety
Environmental management plans that fail regulatory requirements
Cost estimation and feasibility studies with material inaccuracies
Mine closure and rehabilitation advice that proves inadequate

Mining engineering advice can influence decisions affecting investors, communities, and the environment. Appropriate PI cover helps protect your practice and professional reputation when claims arise.

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POLICY SCOPE

What Mining Engineer PI Insurance Covers

PI insurance for mining engineers can cover the high-value, high-stakes nature of mining consultancy and technical reporting. Coverage terms and conditions vary by policy and insurer.

Large mining equipment at quarry site
Large mining equipment at quarry site

Usually Covered

✓ Resource estimation errors in JORC-compliant reporting.
✓ Mine planning and design negligence affecting operations.
✓ Geotechnical assessment failures including slope stability.
✓ Tailings dam design and management advice errors.
✓ Feasibility study and cost estimation inaccuracies.
✓ Defence costs for claims and regulatory investigations.

Not Typically Covered

✕ Construction defects from mining contractors.
✕ Environmental contamination you directly cause.
✕ Deliberate misrepresentation or fraud.
✕ Bodily injury from site activities (Public Liability required).
✕ Property damage during physical works.
✕ Known issues not disclosed when arranging coverage.

Mining engineering spans exploration, operations, and closure phases. Coverage can be arranged for your specialisation and the project stages where you provide advice.

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QUESTIONS

Frequently Asked Questions

Coverage needs vary depending on project scale, client contractual requirements, and the type of advice you provide. Resource estimation, feasibility studies, and mine design for major projects often attract higher limit requirements. Listed company reporting obligations can also influence what's needed. We work with you to understand your specific work and source appropriate terms.
PI insurance can respond to claims alleging your design, assessment, or management advice regarding tailings facilities was negligent. Given the potential consequences of tailings facility issues, this is high-exposure work and coverage terms and limits matter. We access specialist underwriters who are familiar with mining infrastructure risks.
PI insurance can respond to claims arising from allegedly negligent resource estimation that causes clients financial loss - for example, if reserves were materially overstated leading to investment decisions. JORC-compliant reporting work can also be covered, subject to the usual exclusions for fraud or deliberate misstatement. Policy terms vary, so it's worth reviewing your specific wording.
PI insurance can respond to claims arising from closure planning and rehabilitation advice where negligence is alleged. If closure cost estimates prove inadequate or rehabilitation methods are challenged, clients may seek recovery. Given the long-tail nature of mine closure work, run-off coverage is worth considering when you finish a project or wind down practice.
Many Australian PI policies include worldwide coverage for professional services, but territorial limits and local insurance requirements vary by jurisdiction. Some countries require locally-admitted policies. If you work on international projects, it's important to check your policy wording and we can help explore options with underwriters.

Professional Indemnity Insurance for Mining Engineers

Whether you specialise in resource estimation, mine planning, geotechnical engineering, or mine closure, we can arrange PI coverage that matches the high-value nature of mining consultancy.

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