Marine vessel and port infrastructure representing marine engineering professional indemnity insurance

Marine Engineer PI Insurance

Professional Indemnity cover for marine engineers and naval architects. Protection for vessel design, offshore engineering, and marine structure consulting.

$20M

Cover Available

Offshore

Structures

Same Day

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Marine engineering involves high-value assets operating in demanding environments. When vessel designs, stability calculations, or offshore structures are questioned, Professional Indemnity insurance is designed to cover your legal defence costs and any damages you're found liable for as a result of your professional services.

High-Value Assets

Vessels and offshore structures represent multi-million dollar investments. Engineering advice on design, modification, or survey forms the basis for major decisions. When that advice is questioned, claims can be significant. See how engineers insurance works across different disciplines.

Safety Criticality

Marine structures operate in environments where failures can be catastrophic. Stability calculations, structural integrity assessments, and safety system designs carry life-safety implications that elevate the liability exposure of marine engineering work.

WHY TANK INSURANCE

What to look for in PI cover

Marine engineering creates liability exposures tied to high-value assets and safety-critical operations. We work with specialist underwriters who operate in the marine sector to help find PI cover suited to your specific services and project types.

Offshore marine structure representing naval architecture and marine engineering professional liability

01

High Limits Available

Marine assets represent significant values. We access markets that can provide substantial PI limits for major vessel design, offshore, and marine infrastructure work.

02

Offshore Work

Offshore platform and subsea engineering is a specialist area. We connect you with underwriters who can consider offshore project risks when assessing your cover.

03

Survey Services

Marine surveys and condition reports carry specific liability. We help source cover that addresses claims from buyers or owners when surveys are alleged to have missed significant defects.

04

Coastal Engineering

Port, harbour, and coastal engineering creates long-term liability exposure. We arrange PI cover for marine infrastructure work and help you understand the policy terms.

PROFESSIONAL RISKS

Risks Marine Engineers Face

These marine engineering services carry professional liability when vessel performance, structural integrity, or survey assessments fall short of expectations.

Vessel stability calculations that prove incorrect under load
Marine structure designs failing under wave or wind loading
Port and harbour design inadequacies causing vessel or cargo damage
Offshore platform engineering errors affecting safety systems
Propulsion system specifications underperforming design targets
Hull design defects discovered after vessel commissioning
Structural surveys missing critical defects before purchase
Dredging and coastal engineering advice causing unintended erosion

COVERAGE DETAILS

What Marine Engineer PI Insurance Covers

Professional Indemnity insurance for marine engineers covers claims arising from your vessel design, offshore engineering, marine surveys, and naval architecture services.

Marine vessel and water infrastructure representing marine engineer PI coverage
Marine vessel and water infrastructure representing marine engineer PI coverage

Usually Covered

Legal defence costs when marine designs are challenged
Vessel stability and performance shortfall claims
Marine survey omissions and defect miss claims
Offshore structure and platform engineering errors
Port and harbour design inadequacy claims
Hull and propulsion design defect allegations

Not Typically Covered

Construction and fabrication failures (contractor's liability)
Deliberate misrepresentation in survey reports
Known structural issues not disclosed at policy inception
Hull insurance or marine property damage (separate cover)
Physical injury during vessel inspections (Public Liability)
Sanctions or regulatory penalties

QUESTIONS

Frequently Asked Questions

Marine engineering involves high-value assets and safety-critical systems. Vessel designs, offshore structures, and port facilities represent significant investments. When professional advice proves wrong - stability calculations are off, structural designs fail under loading, or survey reports miss defects - claims can be significant. PI insurance covers your legal defence costs and any damages you're found liable for.
Stability analysis and naval architecture services are typically within the scope of Professional Indemnity insurance, though coverage always depends on your specific policy wording. If stability calculations prove incorrect and a vessel performs differently than predicted, claims can arise from vessel owners, charterers, or insurers - particularly if incidents occur at sea. We work with underwriters experienced in marine sector PI to help find cover suited to your work.
Marine survey services - pre-purchase surveys, condition surveys, and damage assessments - are commonly covered under PI insurance, subject to policy terms. If a survey misses significant defects and the vessel buyer suffers losses, PI insurance is designed to cover defence costs and damages arising from allegations of professional negligence. The specific scope of cover will depend on the policy we source for you.
Offshore engineering, including platform design, subsea systems, and offshore structure assessment, can be covered under PI insurance - though offshore work is a specialist area and underwriters will assess your specific activities and experience. These high-value projects often require substantial coverage limits given the scale of assets and the potential for consequential losses from engineering failures. See our PI FAQs for engineers for more on how cover works.
Cover of $2M-$20M or more is common, depending on project scale. Offshore platform work, major vessel design, and port infrastructure projects often require higher limits. PI costs for engineers are worth understanding before you renew - your broker can help you assess what limits are appropriate for your practice.

PI Insurance for Marine Engineers

From naval architecture to offshore engineering, we arrange Professional Indemnity cover that protects marine engineers from claims when vessel designs, surveys, or offshore structures are questioned.

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