Environmental Engineer Professional Indemnity Insurance

While not legally mandated for all environmental engineers, PI insurance is effectively required for those registered with Engineers Australia or working on government contracts. Many clients and project specifications require minimum coverage of $1-5 million. Given the significant liability exposure in environmental consulting, operating without adequate PI insurance is commercially unviable.

Most environmental engineers require between $2 million and $10 million in PI coverage. Large infrastructure projects, contaminated land assessments, and environmental impact statements often require higher limits. We assess your project types, client contracts, and regulatory exposure to recommend appropriate coverage levels.

Yes, PI insurance covers claims alleging your contamination assessment was negligent, incomplete, or contained errors. This includes situations where contamination was missed, underestimated, or where your remediation recommendations proved inadequate. Coverage extends to defence costs and settlements arising from such claims.

PI insurance covers claims arising from your professional advice and services - errors in assessments, recommendations, or reports. Environmental Liability insurance covers pollution events you cause or exacerbate. Many environmental engineers need both types of coverage. We can arrange comprehensive packages that address all your liability exposures.

PI insurance operates on a 'claims made' basis, meaning your current policy responds to claims made during the policy period, regardless of when the work was performed. However, this requires continuous coverage. If you've had gaps in insurance, prior acts may not be covered. We can help structure coverage to protect historical work.