Tank Insurance
Call 02 9000 1155
Aerial view of bridge under construction representing civil engineering infrastructure

Civil Engineer PI Insurance

Professional Indemnity cover for civil engineers. Protection for infrastructure design that shapes subdivisions, roads, and urban development.

$20M

Cover Available

Infrastructure

Design

Same Day

Quotes

Recognition

Industry Awards

Your designs shape how land drains, roads function, and subdivisions develop. When infrastructure fails or councils reject your designs, Professional Indemnity insurance protects you from claims that can exceed project values.

Get a Quote Call 02 9000 1155

Infrastructure Scale

Civil engineering projects often cover large areas with substantial infrastructure investment. When roads, drainage, or earthworks fail, the cost of remediation and third-party claims can be significant.

Third-Party Impact

Civil infrastructure affects neighbouring properties and communities. Stormwater that floods adjacent land, roads that create safety hazards, or earthworks that destabilise slopes can all trigger claims from parties beyond your direct client.

WHY TANK INSURANCE

What to look for in PI cover

Civil engineering involves large-scale infrastructure with significant exposure to third-party claims. We work closely with you to understand your specific risk, then access specialist markets to arrange coverage that addresses infrastructure design liability.

Road construction representing civil engineer professional liability

01

Infrastructure Expertise

We work with insurers who understand civil infrastructure - stormwater, roads, earthworks - and the types of claims that arise from infrastructure failures.

02

Third-Party Claims

Civil engineering affects properties beyond your client's site. We work to make sure your policy covers claims from adjacent owners and councils, not just your direct client.

03

Council Handover

Subdivision infrastructure must meet council standards for handover. We work with insurers who understand claims arising when infrastructure is rejected and requires redesign or reconstruction.

04

EA Compliance

We work to confirm your policy meets Engineers Australia requirements and the expectations of professional registration in your area of practice.

PROFESSIONAL RISKS

Risks Civil Engineers Face

These infrastructure design decisions carry professional liability when systems fail or don't meet council and community expectations.

Stormwater design causing flooding on adjacent properties
Road design defects leading to accidents or failures
Subdivision infrastructure failing council acceptance
Earthworks design causing erosion or instability
Pavement design failures requiring reconstruction
Utility service coordination errors causing delays
Drainage design inadequate for storm events
Site grading causing water ingress to buildings

Your infrastructure designs serve communities for decades. PI insurance protects you when those designs are challenged or fail.

Get a Quote

COVERAGE DETAILS

What Civil Engineer PI Insurance Covers

Professional Indemnity insurance for civil engineers covers claims arising from your infrastructure design, site development, and civil engineering advice.

Bridge construction site representing civil engineering infrastructure design
Bridge construction site representing civil engineering infrastructure design

Usually Covered

✓ Legal defence costs when infrastructure designs are challenged
✓ Claims for flooding from stormwater design failures
✓ Road and pavement design defect allegations
✓ Subdivision infrastructure rejection by councils
✓ Earthworks instability and erosion claims
✓ Third-party claims from adjacent property owners

Not Typically Covered

✕ Construction workmanship failures (contractor's liability)
✕ Deliberate design non-compliance with standards
✕ Known design issues not disclosed at policy inception
✕ Maintenance failures after handover (owner's responsibility)
✕ Physical damage during site visits (Public Liability)
✕ Pollution and environmental contamination (separate cover often needed)

Civil infrastructure claims often involve councils and multiple affected parties. We help you understand complex multi-party claim scenarios.

Get Quote

FROM THE MARKET

Civil Engineering PI in Practice

Real quoting scenarios from civil engineering PI placements. Market data, pricing spreads, and what actually drives the difference between insurers.

QUESTIONS

Frequently Asked Questions

PI insurance covers civil engineering design and consultancy services, including stormwater management, road design, subdivision infrastructure, earthworks, drainage, and site development. If your civil engineering advice or designs cause client losses, PI insurance responds to those claims.
Stormwater and drainage failures are among the most frequent claims - designs that cause flooding during storm events or don't adequately manage surface water. Road design defects, subdivision infrastructure rejections, and earthworks instability also generate significant claims. See our post on PI insurance FAQs for engineers for more context.
Cover of $2M-$10M is typical for civil engineers. Infrastructure projects can be substantial, and failures can affect multiple properties. Your PI insurance coverage should reflect project scale and potential claim values, not just fee income.
Yes. If subdivision infrastructure you designed is rejected by council, requiring redesign and reconstruction, PI insurance covers claims from developers for the additional costs. This is a common claim scenario for civil engineers working on subdivision projects.
PI insurance covers third-party claims, including from adjacent property owners affected by your civil engineering design. If your stormwater design causes flooding on neighbouring properties, those owners can claim against you directly.

PI Insurance for Civil Engineering

From subdivision infrastructure to major road projects, we arrange Professional Indemnity cover that protects civil engineers from claims when infrastructure doesn't perform.

Call 02 9000 1155 Request a Quote →
Call Us Now +61 2 9000 1155