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Chemical processing facility representing chemical engineering professional liability

Chemical Engineer Professional Indemnity Insurance

Professional Indemnity coverage for process design, safety systems, and industrial consulting. We access specialist markets and work with you to source cover that fits your practice.

$20M

Liability Limits

15+

Insurers

Same Day

Quotes

Recognition

Industry Awards

Chemical engineering process design has safety and quality implications that persist for decades. When processes fail, contamination occurs, or safety systems prove inadequate, the liability exposure can be substantial.

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The Challenge

Chemical engineers work across industries from pharmaceuticals to petrochemicals, each with distinct regulatory requirements and liability profiles. Process failures can trigger product recalls, environmental releases, or safety incidents.

Our Approach

We access specialist underwriters and markets who cover process industries. Working closely with you to understand your unique risk, we source professional indemnity cover that addresses both process design risks and the downstream implications of your advice.

WHY TANK INSURANCE

What to consider for PI cover

Chemical engineering advice affects product quality, safety, and environmental performance. Your PI insurance needs to reflect the breadth of your professional exposure across diverse industries. See our broader engineers insurance guide for context across disciplines.

Chemical laboratory with scientific equipment representing process design and professional indemnity coverage

01

Process Safety Risks

Process hazard analysis, safety instrumented systems, and inherent safety design all carry professional liability exposure. We work with you to understand your scope of work and find insurers who cover these risks.

02

Industry Diversity

Chemical engineers work across pharmaceuticals, food, petrochemicals, and manufacturing. We access specialist underwriters and seek cover that applies across your industry portfolio without unnecessary exclusions.

03

Quality Implications

Process design directly affects product quality. We work with you to understand your exposures and source coverage that addresses claims arising from contamination, off-spec production, and quality failures.

04

Regulatory Exposure

Australian state and federal regulations, plus sector-specific standards, create compliance exposure for chemical engineers. We help you identify your unique risk profile and find policies that address it.

RISK PROFILE

Key Professional Risks for Chemical Engineers

Chemical engineering claims can involve complex technical disputes, product recalls, and safety investigations. Understanding these exposures guides appropriate coverage.

Process design errors resulting in product quality failures or contamination
Safety system designs that prove inadequate during process upsets
Equipment specifications leading to premature failure or underperformance
Environmental control systems failing to meet regulatory requirements
Scale-up advice from pilot to production resulting in unexpected issues
Process hazard analyses missing critical failure scenarios
Energy efficiency recommendations that fail to deliver projected savings
Material compatibility advice leading to corrosion or reaction failures

Your process designs operate continuously, often for decades. Adequate PI coverage provides long-term protection for the professional advice embedded in operating facilities.

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POLICY SCOPE

What Chemical Engineer PI Insurance Covers

Comprehensive PI insurance for chemical engineers addresses process design, safety systems, and the product quality implications of your professional advice.

Chemical engineer reviewing designs representing professional indemnity coverage
Chemical engineer reviewing designs representing professional indemnity coverage

Usually Covered

✓ Process design errors affecting product quality or safety.
✓ Safety system specifications proving inadequate.
✓ Equipment selection and specification failures.
✓ Environmental control system design errors.
✓ Scale-up advice resulting in production problems.
✓ Defence costs for claims and regulatory investigations.

Not Typically Covered

✕ Product liability for goods you manufacture (Product Liability required).
✕ Pollution from your own operations (Environmental Liability required).
✕ Deliberate code violations or fraudulent conduct.
✕ Bodily injury from site activities (Public Liability required).
✕ Equipment damage from defective installation.
✕ Known issues not disclosed when arranging coverage.

Chemical engineering spans diverse industries with varying risk profiles. Coverage can be arranged for your specific sectors, project types, and client base.

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QUESTIONS

Frequently Asked Questions

PI coverage limits for chemical engineers vary depending on project scale, industry sector, and client contract requirements. Process design for pharmaceutical, petrochemical, or food manufacturing can carry higher liability exposure. We work through your project portfolio with you to help identify what limits may be appropriate, and source options from specialist markets.
Yes, PI insurance covers claims alleging your process design, safety system specification, or hazard analysis was negligent and contributed to a safety incident. Coverage includes defence costs and damages. Physical damage and bodily injury claims may also engage your Public Liability insurance.
Chemical engineering advice for pharmaceutical and food manufacturing can be covered under PI insurance, but these sectors carry heightened product liability exposure. If contamination or quality issues arise from your process design, claims can be substantial. We work with specialist underwriters to source cover with limits appropriate for your scope of work - what's right will depend on your specific practice.
PI insurance covers claims arising from negligent process design that contributes to environmental releases. However, if you're directly operating facilities causing pollution, Environmental Liability insurance is needed. For consulting chemical engineers, PI typically provides appropriate coverage for design-related claims.
PI insurance covers claims alleging your process design infringes another party's patents or trade secrets. Conversely, if your proprietary processes are misappropriated, that's a commercial matter rather than PI claim. Coverage focuses on negligence claims arising from your professional services.

Professional Indemnity Insurance for Chemical Engineers

Whether you specialise in process design, safety systems, pharmaceutical manufacturing, or environmental engineering, we access specialist markets and work with you to source PI cover that fits your practice.

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