Agricultural Engineer PI Insurance

Coverage limits vary depending on project scale, client base, and the nature of your work. Limits between $1 million and $5 million are common, though large-scale irrigation projects, processing facility design, or precision agriculture consulting may require higher limits. We work with you to understand your activities and access insurers who can provide appropriate terms.

PI insurance is designed to respond to claims alleging your professional services were negligent. Where an irrigation design failure leads to a client claiming crop losses, a PI policy may cover defence costs and compensation, subject to the policy terms and circumstances of the claim. We can help you find coverage that addresses water infrastructure consulting.

PI insurance can respond to claims arising from the negligent design of agricultural storage and processing facilities. If a client alleges that design errors caused spoilage, contamination, or equipment failures, they may bring a claim against you. Coverage for grain handling, cold storage, and processing plant design work is worth discussing with us so we can source suitable terms.

Precision agriculture consulting, including GPS systems, sensor networks, and automated equipment, is an area where PI claims can arise if technology recommendations fail to deliver expected benefits or cause operational problems. We access insurers who can consider these emerging technology risks when arranging your coverage.

Failures during planting or harvest seasons can have significant financial consequences, with impacts rippling across an entire growing year. When arranging cover, it's worth discussing how your policy addresses consequential losses from timing-critical failures, not just direct repair costs.