Engineers Insurance
Specialist protection for engineering advice, design work and consultancy - backed by expert brokers who understand your industry.
$20M
PI Limits Available
National
Coverage
Same-Day
Quotes
Recognition
THE SHORT ANSWER
Engineers insurance is built around Professional Indemnity - cover for financial loss claimed from your designs, calculations or advice. Public Liability, Business Pack and Cyber are added as your site work, assets and data exposure require. PI is frequently required by contracts and, for some engineering roles and states, by registration schemes such as RPEQ (Queensland) and the NSW Design and Building Practitioners Act.
Where specialist broking matters most is the hard placements: high-limit and contract-required PI ($5M, $10M and $20M), disciplines other insurers decline, and renewals where your insurer has reduced or withdrawn its terms. Declined or non-renewed PI is often placeable with the right market.
CORE COVER MIX
Cover built around how engineers actually work
Most engineering firms combine a tailored mix of the covers below to build a complete protection engine.
Professional Indemnity
Essential protection for financial loss claimed due to design errors, omissions or professional negligence.
Public Liability
Covers third-party injury, property damage and associated legal defence costs arising from operations.
Business Pack
Tools, portable equipment, office contents, stock and commercial assets, with options for fire & theft.
Cyber Insurance
Data breaches, hacks, ransomware, system damage, business interruption and forensic IT costs.
Professional Indemnity
Essential protection for financial loss claimed due to design errors, omissions or professional negligence.
Public Liability
Covers third-party injury, property damage and associated legal defence costs arising from operations.
Business Pack
Tools, portable equipment, office contents, stock and commercial assets, with options for fire & theft.
Cyber Insurance
Data breaches, hacks, ransomware, system damage, business interruption and forensic IT costs.
DISCIPLINES WE SUPPORT
Who This Cover Is For
We arrange tailored cover for engineering disciplines across Australia.
COVERAGE OVERVIEW
What's Included in Engineers Insurance
Your insurance package is tailored to your discipline, revenue, project complexity and contractual obligations. Common inclusions are:
Professional Indemnity provides financial protection if a client alleges your advice or design work caused them loss.
- Incorrect calculations or design errors
- Oversights in reports, drawings, specifications or documentation
- Advice that leads to project delays or cost overruns
- Alleged breaches of professional duty
- Misstatements or omissions in technical work
- Legal defence costs (even for unproven claims)
- Some mitigation costs (varies by insurer)
- Some unintentional IP infringement (varies by insurer)
Tank Insurance works with specialist PI underwriters including: Dual, CFC, Brooklyn, Vero, CGU, QBE, High Street, Woodina, Ocean Underwriting, Newline, Berkley, About Underwriting, Chubb, Arch Insurance, and others.
This allows us to negotiate the right terms for your specific discipline.
Recommended for engineers who conduct site visits, inspections or contract management. Protects against:
- Third-party property damage
- Personal injury claims
- Legal defence costs
Depending on your business setup, this may include:
- Tools and portable equipment
- Office contents and electronics
- Stock and commercial property
- Fire, theft and accidental damage
- Business interruption
Engineering practices increasingly handle sensitive data and rely on digital systems. Cyber cover can protect against:
- Malware and ransomware
- Data breaches
- System damage
- Business interruption
- Forensic IT and recovery costs
Note: Cover varies between insurers - always check your PDS.
POLICY SCOPE
What's Covered / Not Covered
Here's what Professional Indemnity typically responds to.
Usually Covered
Not Typically Covered
This is a general guide only. What is and isn't covered depends on the terms, conditions, limits and exclusions of your specific policy.
COMMON QUESTIONS
Common Questions Engineers Ask
- The types of projects you take on
- Your exposure to downstream financial loss
- What your contracts require
- Typical limits chosen by similar engineering disciplines
The limit is ultimately your decision; we help you make an informed one.
Client Support: Hands-on claims management is central to how we look after engineering clients, and it's a big reason engineering firms stay with us year after year.
REAL-WORLD APPLICATION
Engineering Scenarios
These examples represent the types of situations Professional Indemnity is designed to address.
A misinterpreted soil report causing revised foundation works.
An incorrect structural calculation leading to redesign.
Documentation inconsistencies creating costly project delays.
A mechanical services specification that fails to meet performance requirements.
Certification disputes under the DBP Act.
Software or systems engineering errors resulting in downstream financial loss.
A misinterpreted soil report causing revised foundation works.
An incorrect structural calculation leading to redesign.
Documentation inconsistencies creating costly project delays.
A mechanical services specification that fails to meet performance requirements.
Certification disputes under the DBP Act.
Software or systems engineering errors resulting in downstream financial loss.
WHY ENGINEERS WORK WITH US
Why Engineers Choose Tank Insurance
A specialist brokerage focused on engineering risks, complex PI placement and hands-on support at every stage of your policy.
We place engineering Professional Indemnity regularly and understand how underwriters view different disciplines, project types and contract structures.
We work with a broad panel including Dual, CFC, Brooklyn, Vero, CGU, QBE, High Street, Woodina, Ocean Underwriting, Newline, Berkley, About Underwriting, Chubb, Arch Insurance and more.
One broker plus one dedicated support resource per client, so you always know exactly who to contact and get fast, informed assistance.
Straightforward engineering risks can often be quoted the same day, or within 24-48 hours, once all required information is received.
We personally lodge, manage and negotiate every claim, coordinating underwriters, assessors and panel lawyers so you can focus on projects.
We help you understand what insurers are looking for and how your projects are viewed from a risk perspective, including subcontractor cover, project exposures and how to frame business descriptions for underwriters.
Tank Insurance is led by award-winning broker Marel Pencev, recognised as a top NSW broker by Advisr for his work with SME and specialised clients.
Our engineering clients stay with us because we get the placement right from the beginning, adapt cover as their business grows, and advocate for them at every renewal.
Based in Sydney and servicing engineers across Australia, whether you work locally, interstate or on national project portfolios.
ENGINEERING RESOURCES
Specialist Guides for Engineers
Speak directly with a broker who specialises in engineering PI and complex risks.
Contact Specialist Broker →FAQ
Engineers Insurance FAQ
Secure Your Engineering Business with Specialist Protection
Get tailored Engineers Insurance backed by specialist PI expertise, national insurer access and a brokerage that advocates for you.