Truck Insurance. Keep Your Fleet Moving.
Compare quotes for single trucks or entire fleets. Light rigids to prime movers, covered Australia wide.
Recognition
What is Truck Insurance?
Truck insurance protects your transport business against the financial fallout from accidents, theft, and liability claims. Whether you run a single prime mover or manage a fleet of rigids and trailers, the right policy covers repair costs, legal expenses, and third party property damage.
For operators in the transport industry, a truck breakdown or accident can halt revenue overnight. Insurance is not just a line item. It is a critical layer of protection that keeps your business solvent when things go wrong on the road.
At Tank Insurance, we work with multiple insurers to find cover that matches your operation. That means policies tailored to your vehicle types, routes, and cargo.
REAL-WORLD APPLICATION
Why You Need Cover: Real Risk Scenarios
In each scenario, the right truck insurance covers legal fees, damages, and compensation. It is the difference between a setback and a shutdown.
Property Damage
Your driver misjudges a turn and clips a shopfront awning, causing significant property damage. Without insurance, you are paying for repairs, legal fees, and compensation out of pocket.
Personal Injury
A delivery truck is involved in a collision that injures a pedestrian. Legal proceedings follow. Your policy handles defence costs and any awarded damages, so the claim does not cripple your business.
Theft & Vandalism
Your light rigid is targeted overnight. Tyres slashed, cab broken into, GPS system stolen. Comprehensive cover helps you recover quickly instead of wearing the full replacement cost.
Why Truck Insurance Matters
Operating commercial vehicles without adequate cover exposes your business to serious financial risk. A single liability claim or major accident can wipe out years of profit.
A tailored truck insurance policy provides protection against repair costs, property damage, and legal liabilities. Monthly payment options through premium funding help manage cash flow, so you are not paying large lump sums upfront.
Get a quote in minutes and know your vehicles are protected across every state and territory.
Key Reasons to Protect Your Business
Who Needs Truck Insurance?
Who Needs Truck Insurance?
CLIENT SUCCESS
Proven Results for Australian Transport Operators
What Can Truck Insurance Cover?
Depending on your policy, truck insurance can include a range of protections tailored to your specific vehicle types and operational risks.
We help you build a package that fits your business. Not a one size fits all policy, but cover matched to how you actually operate.
Vehicle Damage and Business Interruption
When a truck is off the road, you are losing money. A comprehensive policy can cover both the repair costs and the income you miss while the vehicle is out of action.
Vehicle damage cover compensates for repairs or replacement. Business interruption cover offsets lost revenue during the downtime. Together, they keep your cash flow stable even when operations are disrupted.
This dual protection is especially important for smaller operators where a single vehicle being out of service has a direct impact on revenue.
Why Legal Liability Cover is Essential
Legal liability protection covers claims from third parties for personal injury or property damage caused by your vehicles. These claims can arise from road accidents or incidents during loading and unloading.
Liability claims often run into hundreds of thousands of dollars. Legal fees alone can be crippling. Having adequate cover means your insurer handles the defence and any settlement, so the claim does not drain your business reserves.
Frequently Asked Questions
Ready to Protect Your Transport Business?
Speak with our specialist truck insurance brokers today for tailored advice and competitive quotes that keep your fleet moving.