Annual Contract Works Insurance
One Storm Shouldn't Wipe Out Your Margin
Annual Contract Works Insurance for licensed builders. Cover every project you start — no job-by-job admin. We negotiate directly with specialist underwriters. Policies bound same-day.
Same-Day
Policy Binding
9+
Specialist Underwriters
Recognition
The Problem
Why Builders Lose Sleep
Construction sites are exposed 24/7. One overnight storm, one theft of copper wiring, one fire — and weeks of work (and your margin) can be gone.
Generic policies often leave gaps you don't discover until claim time. By then, it's too late.
The "Underinsured" Trap
Generic policies often exclude existing structures during renovations or cap payouts below your actual rebuild cost. You think you're covered — until you're not.
The Job-By-Job Trap
Arranging separate cover for every project wastes time and creates gaps. One missed renewal and your entire margin is exposed.
The "DIY Quote" Trap
Online calculators can't assess your specific risk profile. You end up with coverage gaps you don't discover until claim time.
Don't let gaps in coverage cost you your next project's profit.
Protect Your Projects — Get a QuoteThe Solution
Why We Can Help
Specialist Underwriters
We access markets that don't deal direct with the public. Terms and pricing you simply can't get on your own.
Same-Day Binding
Urgent project starting? We can often bind cover the same day you contact us. No waiting, no gaps.
Annual Coverage
One policy covers every project you start. No job-by-job admin. Automatic protection as you grow.
Claims Advocacy
When something goes wrong, we fight for you. We know the policy, the underwriter, and how to get results.
Real Results
The $8k Saving
Builder with ~$5M Revenue
A licensed builder came to us renewing an annual policy for $35,000. Their existing broker hadn't shopped the market in years.
We took their risk profile to the open market, negotiated directly with specialist underwriters, and secured better terms for $27,000.
Result:
Instant $8,000 saving — just by having a broker who knows where to look.
"The best part of working with builders is seeing the relief when they realise they don't have to arrange cover project-by-project anymore. One annual policy, automatically covering everything they start. It's simpler, and usually cheaper too."
— Marel Pencev
Construction Insurance Specialist, Tank Insurance
Ready to Protect Your Projects?
Fill out the form above to get started. One of our construction insurance specialists will be in touch within 24 hours to discuss your annual policy options.
Protect Your Projects — Get a Quote