Specialist Block of Units Insurance
Has Your Insurer Said No to Your Non-Strata or Block of Units?
NRMA, GIO, Budget Direct and other mainstream insurers are pulling out of this space. We specialise in non-strata properties and blocks of units — getting you covered before settlement, even in bushfire zones or for high sums insured.
100+
Properties Placed
$50M+
Covered
24hr
Response
Recognition
The Problem
Why Did Your Insurer Say No?
Have you received a "Non-Renewal" notice or been told your property is "outside guidelines"? You aren't alone.
Major insurers like NRMA, GIO, and Budget Direct are tightening their risk appetites, leaving thousands of Australian landlords without cover for their residential unit blocks.
The "Cap" Problem
Automated systems can instantly decline blocks with more than 4 units, and usually decline properties with a rebuild value over $3M.
Aggregation Risk
Insuring multiple units in one spot is seen as higher risk than separate houses. Insurers prefer to spread risk.
Rising Reinsurance Costs
Global reinsurance costs force insurers to shed "complex" risks in favour of standardised policies.
Don't let mainstream insurers leave you exposed.
Get a Quote NowThe Solution
Why We Can Help
Specialist Underwriters
We have relationships with specialist underwriters who handle risks that mainstream insurers won't touch.
Bushfire Zones
We've placed policies for properties in BAL-40 and Flame Zone areas that were declined elsewhere.
High Value Capacity
We can place risks up to $5M+ sum insured — where most direct insurers cap at $2M or less.
Settlement Urgency
Need cover before settlement? We understand that timeline pressure and prioritise accordingly.
Proven Results
Recent Placements
16-Unit Block, Regional NSW
Bushfire zone. Every mainstream insurer declined due to bushfire risk plus a sum insured above their appetite.
Result:
Placed with specialist underwriter before settlement.
Sydney Block, $4M Sum Insured
The major insurers wouldn't touch the building sum required — too high for their automated systems.
Result:
Secured multiple competitive options at the full $4 million.
Portfolio Client, Albury
A portfolio investor wanted all their properties under one broker for easier management.
Result:
Consolidated NSW and WA properties with aligned renewals and premium funding.
"I love working with block-of-units owners because the big direct insurers — NRMA, GIO, Budget Direct — are pulling out of this space. When I'm able to find them not just a solution but a competitive premium with solid cover, that's genuinely satisfying. These aren't easy wins, which is exactly why we focus on them."
— Brady Henderson
Property Insurance Specialist, Tank Insurance
Ready to Get Your Property Covered?
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