# Tank Insurance

> Tank Insurance is an Australian insurance brokerage. This file lists product, industry, glossary and company-information pages.

The page inventory below is generated from the indexable Astro routes and content collections represented in the site sitemap.

## Complete inventory

- [Expanded page inventory](https://www.tankinsurance.com.au/llms-full.txt): Sectioned list of every indexable page with a factual annotation.
- [XML sitemap](https://www.tankinsurance.com.au/sitemap-index.xml): Search-engine sitemap for the indexable site routes.

## Insurance products

- [Block Of Units Insurance](https://www.tankinsurance.com.au/block-of-units-insurance/): Get tailored insurance for non‑strata apartment blocks.
- [Business Insurance Brokers](https://www.tankinsurance.com.au/business-insurance-brokers/): Protect your business with tailored Business Pack Insurance.
- [Commercial Legal Expenses Insurance](https://www.tankinsurance.com.au/commercial-legal-expenses-insurance/): No limit on how many times you can call during your policy period.
- [Commercial Motor Insurance Brokers](https://www.tankinsurance.com.au/commercial-motor-insurance-brokers/): Protect your fleet with Commercial Motor Insurance.
- [Geotechnical Consultancy Fleet Case Study](https://www.tankinsurance.com.au/commercial-motor-insurance-brokers/case-study/geotechnical-consultancy-fleet-remarket/): Verified fleet motor remarket for a geotechnical consultancy, placed at around $24,400 with hire vehicle added at no cost.
- [Commercial Property Insurance Brokers](https://www.tankinsurance.com.au/commercial-property-insurance-brokers/): Specialist commercial property insurance brokers placing cover for retail strips, warehouses, mixed-use buildings and complex risks.
- [1975 Commercial Building Leased to a Fitness Centre Case Study](https://www.tankinsurance.com.au/commercial-property-insurance-brokers/case-study/fitness-centre-tenanted-commercial-building-nsw-south-coast/): How we remarketed a 1975 iron and aluminium commercial building on the NSW South Coast whose principal occupant is a fitness centre, with five insurers declining and four quoting from around $14,100 to $30,300, and placed it at around $14,100.
- [Commercial Strata Insurance](https://www.tankinsurance.com.au/commercial-strata-insurance/): We quote across AXIS, Flex Insurance, CHU, Rubix, Strata Community Insurance, QUS, Longitude, and Hutch Underwriting.
- [Contract Works Insurance](https://www.tankinsurance.com.au/contract-works-insurance/): Protect your construction site from fire, theft, and storm damage.
- [Cyber Insurance](https://www.tankinsurance.com.au/cyber-insurance/): Secure your business against data breaches and digital threats with Tank Insurance.
- [Design And Construct Insurance](https://www.tankinsurance.com.au/design-and-construct-insurance/): Information about design and construct.
- [Event Build and Activation Business Case Study](https://www.tankinsurance.com.au/design-and-construct-insurance/case-study/event-build-design-construct-pl-glass/): How we placed design and construct professional indemnity with $20 million public liability and glass cover for an event build and activation business growing from $800,000 to $1.2 million revenue, at around $10,800 a year after three insurers declined the occupation.
- [Directors And Officers Insurance](https://www.tankinsurance.com.au/directors-and-officers-insurance/): D&O insurance protects directors.
- [Employment Practices Liability Insurance](https://www.tankinsurance.com.au/employment-practices-liability-insurance/): Covers solicitor and barrister fees to defend claims, even if the claim is ultimately unsuccessful.
- [SME Insurance Broker](https://www.tankinsurance.com.au/experienced-sme-insurance-broker/): Information about sme.
- [Home Contents Insurance Brokers](https://www.tankinsurance.com.au/home-contents-insurance-brokers/): Tank Insurance offers comprehensive Home & Contents insurance.
- [Host Employer Insurance](https://www.tankinsurance.com.au/host-employer-insurance/): Host employer insurance for businesses hosting labour-hire workers, GTO apprentices and work experience students.
- [Industrial Special Risks Insurance](https://www.tankinsurance.com.au/industrial-special-risks-insurance/): ISR cover when mainstream insurers decline.
- [Landlords Insurance Brokers](https://www.tankinsurance.com.au/landlords-insurance-brokers/): Tank Insurance brokers offers Landlords Insurance to protect your property investment.
- [Life Insurance](https://www.tankinsurance.com.au/life-insurance/): We work with Steadfast Life to connect business owners with specialist life insurance, income protection, TPD and trauma cover.
- [Life Sciences Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/): Specialist insurance for Australian life sciences, biotech, medical device, pharmaceutical and consumer chemical businesses.
- [Biomedical Engineers & Consultants Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/biomedical-engineers-consultants/): PI and liability cover for biomedical engineering consultants and advisory work.
- [Professional Indemnity vs Products Liability (Life Sciences)](https://www.tankinsurance.com.au/life-sciences-insurance/professional-indemnity-vs-products-liability/): How PI and products liability respond differently for life sciences businesses.
- [Biomedical Device Design, Repair & Servicing Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/biomedical-device-design-repair-servicing/): Cover questions for businesses designing, repairing or servicing biomedical devices.
- [Biomedical Consultant Insurance Case Studies](https://www.tankinsurance.com.au/life-sciences-insurance/biomedical-consultant-insurance-case-studies/): Anonymised Tank placements for biomedical consulting occupations.
- [Medical Device Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/medical-device-insurance/): Product liability, PI and recall cover matched to a device's regulatory stage and supply chain.
- [Manufacturer vs Importer vs Brand Owner](https://www.tankinsurance.com.au/life-sciences-insurance/manufacturer-importer-brand-owner/): How supply-chain role changes product liability exposure under Australian Consumer Law.
- [Product Liability vs Product Recall](https://www.tankinsurance.com.au/life-sciences-insurance/product-liability-vs-product-recall/): The difference between liability for harm and the cost of a recall event.
- [Pre-Revenue Medical Device Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/pre-revenue-medical-device-insurance/): Insurance options for medical device companies before commercial revenue.
- [Clinical Research & CRO Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/clinical-research-insurance/): Cover structure for contract research organisations and clinical research businesses.
- [CRO vs Sponsor vs Site](https://www.tankinsurance.com.au/life-sciences-insurance/cro-vs-sponsor-vs-site/): How insurance obligations split between CROs, trial sponsors and sites.
- [Clinical Trials Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/clinical-trials-insurance/): Clinical trial liability cover, CTN pathway context and sponsor obligations.
- [Medical Malpractice vs Professional Indemnity](https://www.tankinsurance.com.au/life-sciences-insurance/medical-malpractice-vs-professional-indemnity/): Where medical indemnity ends and PI begins for health-adjacent businesses.
- [Biotechnology & Laboratory Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/biotechnology-laboratory-insurance/): Liability, property and contamination cover questions for biotech and laboratory operations.
- [Research & Development Restoration Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/research-development-restoration/): Cover for restoring lost research and development work after an insured event.
- [Peptide & Cosmetic Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/peptide-cosmetic-insurance/): Product liability for peptide, cosmetic and skincare businesses, including AICIS context.
- [Animal Health, Livestock & Biotechnology Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/animal-health-livestock-biotechnology-insurance/): Cover questions for animal health, veterinary biotech and livestock science businesses.
- [Digital Health & AI Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/digital-health-ai-insurance/): Liability and cyber cover questions for digital health platforms and AI-enabled products.
- [Health App & Software Insurance](https://www.tankinsurance.com.au/life-sciences-insurance/health-app-software-insurance/): Tech E&O, PI and product exposure for health app and software businesses.
- [AI Health Underwriting Questions](https://www.tankinsurance.com.au/life-sciences-insurance/ai-health-underwriting-questions/): What underwriters ask about AI-enabled health products and how to prepare answers.
- [Cyber Insurance for Health Data](https://www.tankinsurance.com.au/life-sciences-insurance/cyber-insurance-health-data/): Cyber and privacy cover for businesses holding Australian health data.
- [USA Exposure (Life Sciences)](https://www.tankinsurance.com.au/life-sciences-insurance/usa-exposure/): How US jurisdiction changes premium, appetite and wording for life sciences risks.
- [Contractors & Supply Chain (Life Sciences)](https://www.tankinsurance.com.au/life-sciences-insurance/contractors-supply-chain/): Managing contractor and supply-chain insurance obligations in life sciences programs.
- [Life Sciences Case Studies](https://www.tankinsurance.com.au/life-sciences-insurance/case-studies/): Anonymised Tank placements across life sciences, medical device and consumer product risks.
- [Life Sciences Underwriter Appetite](https://www.tankinsurance.com.au/life-sciences-insurance/underwriter-appetite/): Which specialist markets consider life sciences risks and what shapes their appetite.
- [List Of Insurances](https://www.tankinsurance.com.au/list-of-insurances/): For design, advice, and consulting risks.
- [Management Liability Insurance](https://www.tankinsurance.com.au/management-liability-insurance/): Any Pty Ltd company with directors has personal liability exposure.
- [Medical Malpractice Insurance](https://www.tankinsurance.com.au/medical-malpractice-insurance/): Specialist medical malpractice and medical indemnity insurance for Australian healthcare practices, medical centres, allied health professionals and healthcare businesses.
- [Suburban Medical Centre at $1.4M Revenue Case Study](https://www.tankinsurance.com.au/medical-malpractice-insurance/case-study/suburban-medical-centre-10m-pi-20m-pl/): How we remarketed a suburban medical centre's medical malpractice cover, with three specialist markets quoting from around $4,500 for $10 million PI only to around $11,400 for $20 million, and placed $10 million PI with $20 million public liability at around $8,400.
- [Mixed Use Property Insurance](https://www.tankinsurance.com.au/mixed-use-property-insurance/): A café downstairs and flats above?
- [Multi Dwelling Insurance](https://www.tankinsurance.com.au/multi-dwelling-insurance/): Multi dwelling insurance for duplexes, unit blocks, blocks of flats and walk-up flats on one title.
- [NDIS Property Insurance](https://www.tankinsurance.com.au/ndis-property-insurance/): Landlord and building insurance for SDA and NDIS-tenanted property.
- [Non Strata Insurance](https://www.tankinsurance.com.au/non-strata-insurance/): Has NRMA, GIO or AAMI declined your unit block?
- [Plate Glass Insurance](https://www.tankinsurance.com.au/plate-glass-insurance/): Protection against intentional acts of damage to your storefront or windows.
- [Premium Funding](https://www.tankinsurance.com.au/premium-funding/): Spread the cost of your annual insurance premiums into manageable monthly instalments with premium funding.
- [Professional Indemnity Insurance Brokers](https://www.tankinsurance.com.au/professional-indemnity-insurance-brokers/): We work with over 50 insurers and specialist underwriting agencies, including Lloyd
- [Sole Trader Pre-Handover Inspector Case Study](https://www.tankinsurance.com.au/professional-indemnity-insurance-brokers/building-inspector/case-study-pre-handover-inspection-pi-pl/): Verified $1 million PI and $10 million public liability for a sole-trader pre-handover building inspector after occupation declines.
- [Professional Indemnity Insurance Sydney](https://www.tankinsurance.com.au/professional-indemnity-insurance-sydney/): We
- [Public Liability Insurance Brokers](https://www.tankinsurance.com.au/public-liability-insurance-brokers/): Mitigate third-party risk with a Public Liability Insurance Broker.
- [Stone Importer Case Study](https://www.tankinsurance.com.au/public-liability-insurance-brokers/case-study/stone-importer-products-liability-renewal/): How we renewed public and products liability for a stone importer at around $11,200 after one market declined on target pricing, with quality control and right of recourse against suppliers confirmed and an Australian Standards endorsement weighed against price.
- [Shisha Insurance](https://www.tankinsurance.com.au/shisha-insurance/): Specialist shisha, hookah, and argileh lounge insurance.
- [Shisha Cafe Ten Declines Case Study](https://www.tankinsurance.com.au/shisha-insurance/case-study/shisha-cafe-business-pack-ten-declines/): Verified business pack placement for a shisha cafe after ten occupation declines, around $2,500 a year.
- [Strata Community Insurance Brokers](https://www.tankinsurance.com.au/strata-community-insurance-brokers/): Protect your strata property with robust Strata Community Insurance: Defend against vandalism, accidental damage, and harsh weather for financial security.
- [Truck Insurance](https://www.tankinsurance.com.au/truck-insurance/): Protection against repair and replacement costs for your vehicles
- [B-Double Insurance](https://www.tankinsurance.com.au/b-double-insurance/): Commercial motor and liability cover questions for B-double combinations, linehaul and multi-trailer operations.
- [Concrete Truck Insurance](https://www.tankinsurance.com.au/concrete-truck-insurance/): Insurance for agitator and concrete pump operations, covering motor, liability and site-access requirements.
- [Fleet Insurance](https://www.tankinsurance.com.au/fleet-insurance/): Structuring commercial motor fleet programs, claims data and premium drivers for multi-vehicle operators.
- [Fuel Tanker Insurance](https://www.tankinsurance.com.au/fuel-tanker-insurance/): Dangerous goods, pollution and liability cover questions for fuel and liquid tanker operators.
- [Refrigerated Truck Insurance](https://www.tankinsurance.com.au/refrigerated-truck-insurance/): Cold-chain cargo, deterioration extensions and motor cover for refrigerated transport operators.
- [Two Refrigerated Vehicles for a Multi-Site Hospitality Group Case Study](https://www.tankinsurance.com.au/refrigerated-truck-insurance/case-study/two-refrigerated-vehicles-hospitality-group-settlement/): How we insured two refrigerated vehicles for a multi-site hospitality group days before settlement at around $10,600 a year on a market value basis, after three insurers declined on refrigerated goods and an agreed value alternative came in at around $18,500.
- [Rigid Truck Insurance](https://www.tankinsurance.com.au/rigid-truck-insurance/): Cover structure for rigid trucks, fitted equipment and metro delivery operations.
- [Semi-Trailer Insurance](https://www.tankinsurance.com.au/semi-trailer-insurance/): Trailer scheduling, interchange and liability issues for semi-trailer operators.
- [Tipper Truck Insurance](https://www.tankinsurance.com.au/tipper-truck-insurance/): Rollover, tipping operations and site risk cover questions for tipper operators.
- [Tow Truck Insurance](https://www.tankinsurance.com.au/tow-truck-insurance/): On-hook liability, storage and motor trade issues for towing operators.
- [Prime Mover Owner-Driver Renewal Case Study](https://www.tankinsurance.com.au/truck-insurance/case-study/prime-mover-owner-driver-renewal/): Verified North Queensland owner-driver prime mover placement, remarketed at renewal with the premium roughly halved.

## Industries

- [Industries](https://www.tankinsurance.com.au/industries/): Index of insurance information organised by industry.
- [Aged Care Facilities Insurance](https://www.tankinsurance.com.au/industries/aged-care-facilities-insurance/): Shield your aged care facility from risks.
- [Bakery Business Insurance](https://www.tankinsurance.com.au/industries/bakery-business-insurance/): Insurance information for bakery business.
- [Barbershop Insurance](https://www.tankinsurance.com.au/industries/barbershop-insurance/): Protect your barbershop from liability, property damage, and business interruptions.
- [Boilermakers Welders Insurance](https://www.tankinsurance.com.au/industries/boilermakers-welders-insurance/): Protect your welding or boilermaking business from injuries, property damage & tool theft.
- [Brewery Insurance](https://www.tankinsurance.com.au/industries/brewery-insurance/): Insurance for Australian craft breweries: brewhouse and tanks, stock and spoilage, taproom liquor liability, product recall exposure and business interruption.
- [Builders Insurance](https://www.tankinsurance.com.au/industries/builders-insurance/): Protect your construction projects with Builders Insurance.
- [Cafe Insurance](https://www.tankinsurance.com.au/industries/cafe-insurance/): From espresso machines to shopfront signage, safeguard your cafe with tailored Commercial Property Insurance.
- [Four-Staff Suburban Cafe Case Study](https://www.tankinsurance.com.au/industries/cafe-insurance/case-study/suburban-cafe-20m-liability-glass/): Verified $20 million public liability and glass placement for a four-staff cafe at around $1,100 a year, bound within two days.
- [Car Wash Insurance](https://www.tankinsurance.com.au/industries/car-wash-insurance/): Shield your car wash from accidents, damage & liability.
- [Carpenters Insurance](https://www.tankinsurance.com.au/industries/carpenters-insurance/): Tailored Carpenters Insurance for tradies, contractors & furniture makers.
- [Caterers Insurance](https://www.tankinsurance.com.au/industries/caterers-insurance/): Get Caterers Insurance for food businesses, food trucks & event catering.
- [Cellar Door Insurance](https://www.tankinsurance.com.au/industries/cellar-door-insurance/): Insurance for cellar doors and tasting venues: public and liquor liability for tastings, functions and weddings, retail stock, glass, food service and interruption cover.
- [Childcare Insurance](https://www.tankinsurance.com.au/industries/childcare-insurance/): Protect your daycare or preschool with Childcare Insurance.
- [Civil Construction Insurance](https://www.tankinsurance.com.au/industries/civil-construction-insurance/): Tier-1 contracts demand more than standard cover.
- [Cleaners Insurance](https://www.tankinsurance.com.au/industries/cleaners-insurance/): Get tailored Cleaners Insurance to cover liability, property, and staff.
- [Hotel and Pub Housekeeping Cleaner Case Study](https://www.tankinsurance.com.au/industries/cleaners-insurance/case-study/hotel-housekeeping-cleaning-public-liability/): Verified public liability placement for a hotel and pub housekeeping cleaner after a mainstream occupation decline, around $2,000 a year.
- [Concrete Pumping Insurance](https://www.tankinsurance.com.au/industries/concrete-pumping-insurance/): Insurance information for concrete pumping.
- [Courier Insurance](https://www.tankinsurance.com.au/industries/courier-insurance/): Insurance information for courier.
- [Crane Insurance](https://www.tankinsurance.com.au/industries/crane-insurance/): Insurance information for crane.
- [Newly Established Crane Operator Case Study](https://www.tankinsurance.com.au/industries/crane-insurance/case-study/new-crane-operator-plant-vehicle-20m-liability-package/): How we placed plant cover on a $240,000 crane, commercial motor on the support truck and $20 million public liability for a newly established crane operator at around $7,900 a year, with substituted hire costs added, after nine markets declined.
- [Demolition And Asbestos Removal Insurance](https://www.tankinsurance.com.au/industries/demolition-and-asbestos-removal-insurance/): Insurance information for demolition and asbestos removal.
- [Sole Trader Residential Demolition Case Study](https://www.tankinsurance.com.au/industries/demolition-and-asbestos-removal-insurance/case-study/sole-trader-residential-demolition-20m-liability/): How we placed $20 million public liability for a sole-trader residential demolition contractor in western Sydney at around $6,900 a year, after one market declined the occupation and another declined on target premium.
- [Asbestos Removal Contractor Case Study](https://www.tankinsurance.com.au/industries/demolition-and-asbestos-removal-insurance/case-study/asbestos-removal-contractor-liability-remarket/): How we remarketed an established asbestos removal contractor's liability program across three specialist markets, with quotes from around $31,600 to around $65,400 for the same risk, and placed it below the quote the client already held.
- [Distillery Insurance](https://www.tankinsurance.com.au/industries/distillery-insurance/): Insurance for Australian distilleries: stills and equipment, maturing spirit in barrel, liquor and product liability, and business interruption.
- [Dry Hire Insurance](https://www.tankinsurance.com.au/industries/dry-hire-insurance/): Insurance information for dry hire.
- [Earthmoving Excavator Insurance](https://www.tankinsurance.com.au/industries/earthmoving-excavator-insurance/): Insurance information for earthmoving excavator.
- [Utility Services Contractor Case Study](https://www.tankinsurance.com.au/industries/earthmoving-excavator-insurance/case-study/utility-contractor-20m-liability-hydro-excavation-plant/): How we placed $20 million public liability for a utility services contractor at around $15,200 with the client's requested narrowing of the underground services exclusion put to the underwriter before binding, then insured two high-value plant units at around $22,700 against indications of $32,600 and $50,000 plus.
- [Electricians Insurance](https://www.tankinsurance.com.au/industries/electricians-insurance/): Protect your electrical business with tailored Electricians Insurance.
- [Sole Trader Electrician Case Study](https://www.tankinsurance.com.au/industries/electricians-insurance/case-study/sole-trader-electrician-5m-public-liability/): Verified $5 million public liability for a sole-trader electrician at around $400 a year, held at renewal against three higher quotes.
- [Engineers Insurance](https://www.tankinsurance.com.au/industries/engineers-insurance/): Insurance information for engineers.
- [Financial Planners Insurance](https://www.tankinsurance.com.au/industries/financial-planners-insurance/): Financial Planners Insurance helps AFS licensees meet their compensation arrangements and protects your advice, reputation, and compliance.
- [Florist Insurance](https://www.tankinsurance.com.au/industries/florist-insurance/): Insurance information for florist.
- [Glazier Insurance](https://www.tankinsurance.com.au/industries/glazier-insurance/): Insurance information for glazier.
- [Hairdressers And Beauty Salons Insurance](https://www.tankinsurance.com.au/industries/hairdressers-and-beauty-salons-insurance/): Insurance information for hairdressers and beauty salons.
- [Handyman Insurance](https://www.tankinsurance.com.au/industries/handyman-insurance/): Insurance information for handyman.
- [Multi-Trade Handyman, Pest and Cleaning Case Study](https://www.tankinsurance.com.au/industries/handyman-insurance/case-study/multi-trade-pest-handyman-cleaning-pi-pl/): Verified PI and public liability placement covering handyman, pest control and cleaning under one ABN, around $3,000 a year.
- [Hardware Store Insurance](https://www.tankinsurance.com.au/industries/hardware-store-insurance/): Slips, tool mishaps, or stock theft could cost thousands.
- [Health And Safety Consultant Insurance](https://www.tankinsurance.com.au/industries/health-and-safety-consultant-insurance/): One error in WHS advice could trigger fines, claims, or lawsuits.
- [Home Renovators Insurance](https://www.tankinsurance.com.au/industries/home-renovators-insurance/): Most home policies exclude renovations over set amounts.
- [Independent Researchers Insurance](https://www.tankinsurance.com.au/industries/independent-researchers-insurance/): One flawed result or data breach could trigger costly claims.
- [Information Technology Insurance](https://www.tankinsurance.com.au/industries/information-technology-insurance/): Protect your IT business from software bugs, data breaches & client disputes.
- [Software Firm Technology Liability Remarket Case Study](https://www.tankinsurance.com.au/industries/information-technology-insurance/case-study/software-firm-technology-liability-remarket/): Verified consolidation of a software firm's two-policy program into one $10 million technology liability policy, around $4,500 saved.
- [Insurance For Contractors](https://www.tankinsurance.com.au/industries/insurance-for-contractors/): Protect your business as a Contractor with Public Liability Insurance through Tank Insurance and safeguard against third-party claims.
- [Insurance For Pest Controllers](https://www.tankinsurance.com.au/industries/insurance-for-pest-controllers/): Protect your pest controller business with comprehensive insurance.
- [Termite Inspection and Pest Control PI + PL Case Study](https://www.tankinsurance.com.au/industries/insurance-for-pest-controllers/case-study/termite-inspection-pest-control-pi-pl/): Verified $1 million PI and $20 million public liability placement for a two-person termite and pest business, around $2,700 a year.
- [Insurance For Travel Agents](https://www.tankinsurance.com.au/industries/insurance-for-travel-agents/): Insurance for travel agents: Secure your client.
- [Online Travel Agency With Fees Grown Fourfold Case Study](https://www.tankinsurance.com.au/industries/insurance-for-travel-agents/case-study/online-travel-agency-scaling-fees-pi/): How we placed professional indemnity for an online travel agency whose gross fees had grown roughly fourfold in a year to more than $8 million, at around $12,700 a year against alternatives of around $16,200 and $18,000, with five markets referring and one declining.
- [Investment Management Insurance](https://www.tankinsurance.com.au/industries/investment-management-insurance/): Tailored insurance for investment advisors, portfolio managers & fund managers.
- [Boutique Global Equities Fund Manager Case Study](https://www.tankinsurance.com.au/industries/investment-management-insurance/case-study/boutique-fund-manager-pi-do-cyber-program/): How we placed combined PI and D&O for a boutique global equities fund manager at around $10,700 after three markets declined the occupation, added cyber at around $6,000, and held the program at renewal when four further markets declined or indicated $20,000 plus.
- [Corporate Advisory Consultancy Case Study](https://www.tankinsurance.com.au/industries/investment-management-insurance/case-study/corporate-advisory-consultancy-pi-three-markets/): How we placed $2 million professional indemnity for a corporate advisory consultancy with a clean energy and investment banking background at around $15,000, with three specialist markets quoting $1 million and $2 million options side by side.
- [Investment Business Case Study](https://www.tankinsurance.com.au/industries/investment-management-insurance/case-study/financial-institutions-pi-two-renewals-remarketed/): How we remarketed an investment business's financial institutions professional indemnity at two consecutive renewals, holding the incumbent in year one at around $21,900 and moving to a new market in year two at around $20,400 against a renewal offer of around $22,000.
- [Jewellery Stores Insurance](https://www.tankinsurance.com.au/industries/jewellery-stores-insurance/): One theft or staff mistake could cost millions.
- [Labour Hire Insurance](https://www.tankinsurance.com.au/industries/labour-hire-insurance/): Insurance for labour hire agencies and GTOs: public liability, professional indemnity for placement errors, workers comp arrangements and the cover host sites expect.
- [Landscapers Insurance](https://www.tankinsurance.com.au/industries/landscapers-insurance/): One stolen mower or client claim can derail your business.
- [Lash Technician Insurance](https://www.tankinsurance.com.au/industries/lash-technician-insurance/): One reaction or slip near a client’s eyes could end your career.
- [Lawn Mowing Business Insurance](https://www.tankinsurance.com.au/industries/lawn-mowing-business-insurance/): One rock through a window or stolen mower can ruin your week.
- [Local Strip Mall Insurance](https://www.tankinsurance.com.au/industries/local-strip-mall-insurance/): A fire or trip claim could wipe out rent for months.
- [Management Consultant Insurance](https://www.tankinsurance.com.au/industries/management-consultant-insurance/): Professional Indemnity for management consultants - built for enterprise, government and high-fee advisory work, with the higher PI limits and fast certificates your clients...
- [Pharmacy Insurance](https://www.tankinsurance.com.au/industries/pharmacy-insurance/): Insurance information for pharmacy.
- [Medication Packing Facility Serving Pharmacies Case Study](https://www.tankinsurance.com.au/industries/pharmacy-insurance/case-study/medication-packing-facility-public-liability/): How we placed public liability for a medication packaging facility serving pharmacies at around $4,100 a year after five insurers declined on revenue or occupation, while the property program was taken to the specialist market separately.
- [Prime Mover Insurance](https://www.tankinsurance.com.au/industries/prime-mover-insurance/): Insurance information for prime mover.
- [Real Estate Agent Insurance](https://www.tankinsurance.com.au/industries/real-estate-agent-insurance/): Looking for Real Estate Agent Insurance?
- [Restaurant Insurance](https://www.tankinsurance.com.au/industries/restaurant-insurance/): A kitchen fire or fridge breakdown can halt service overnight.
- [Restaurant Business Pack Remarket Case Study](https://www.tankinsurance.com.au/industries/restaurant-insurance/case-study/restaurant-business-pack-2m-revenue-remarket/): Verified business pack remarket for a restaurant with around $2 million revenue, four declines and four quotes from around $5,900 to $13,900.
- [Scaffolding Insurance](https://www.tankinsurance.com.au/industries/scaffolding-insurance/): Specialist insurance guidance and broking for Australian scaffolding contractors.
- [Scaffolding Public Liability](https://www.tankinsurance.com.au/industries/scaffolding-insurance/public-liability/): Public and products liability, contract limits, height restrictions and subcontractor issues for scaffolders.
- [Scaffolding Cover And Exclusions](https://www.tankinsurance.com.au/industries/scaffolding-insurance/cover-and-exclusions/): Policy sections, common gaps, exclusions and activity restrictions for scaffolding businesses.
- [Scaffolding Insurance Cost](https://www.tankinsurance.com.au/industries/scaffolding-insurance/cost/): Factors that affect scaffolding insurance premium, excess and market availability.
- [Scaffolding Quote Requirements](https://www.tankinsurance.com.au/industries/scaffolding-insurance/quote-requirements/): Information and documents underwriters commonly need for a scaffolding insurance quote.
- [Scaffolding Insurance Claims](https://www.tankinsurance.com.au/industries/scaffolding-insurance/claims/): Incident response, evidence preservation and insurance notification guidance for scaffolders.
- [Scaffolding Risk Management](https://www.tankinsurance.com.au/industries/scaffolding-insurance/risk-management/): Licensing, SWMS, inspection, handover and underwriting evidence guidance.
- [Scaffolding Subcontractor Insurance](https://www.tankinsurance.com.au/industries/scaffolding-insurance/subcontractors/): Insurance issues for scaffolders working as or engaging subcontractors.
- [Scaffolding Insurance Case Studies](https://www.tankinsurance.com.au/industries/scaffolding-insurance/case-studies/): Real placement evidence including a $20 million public liability case study.
- [Mining Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/): Specialist insurance guidance and broking for Australian mining contractors and mine-services businesses.
- [Sole Operator 200 Tonne Crane on Mine Sites Case Study](https://www.tankinsurance.com.au/industries/mining-insurance/case-study/200-tonne-crane-operator-mining-liability-plant/): How we placed $20 million public liability and plant cover for a sole-operator 200 tonne crane working entirely on Queensland mine sites at around $8,400 a year, after ten insurers declined the occupation.
- [Drilling Contractor Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/drilling/): Liability, rig and downhole equipment issues for exploration, blast-hole and geotechnical drillers.
- [Mine Haulage Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/haulage/): Where liability, motor, carriers and dangerous goods covers meet for mine haulage and cartage.
- [Mine-Site Electrical Contractor Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/electrical/): Liability, high-voltage work, testing and design exposure for electrical contractors on mine sites.
- [Mining Plant Hire Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/plant-hire/): Dry hire and wet hire insurance issues for plant supplied to mining clients.
- [Mine Operations And Maintenance Insurance](https://www.tankinsurance.com.au/industries/mining-insurance/mine-operations/): Liability and program structure for shutdown, maintenance and fabrication trades, with verified $20 million placements.
- [Boilermaker Mine-Maintenance Package Case Study](https://www.tankinsurance.com.au/industries/mining-insurance/case-study/boilermaker-mine-maintenance-package/): Verified $20 million public liability and tools placement for a sole-director mine-maintenance boilermaker after seven occupation declines.
- [Transit Insurance](https://www.tankinsurance.com.au/industries/transit-insurance/): Protect goods in transit from theft, damage & loss.
- [Winery Insurance](https://www.tankinsurance.com.au/industries/winery-insurance/): Insurance for Australian wineries: tanks, barrels and equipment, wine stock from crush to bottle, cellar door liability and business interruption around vintage.

## Glossary

- [Insurance glossary](https://www.tankinsurance.com.au/glossary/): Insurance is full of jargon.
- [How Does Adverse Selection Work In Insurance](https://www.tankinsurance.com.au/glossary/how-does-adverse-selection-work-in-insurance/): Adverse selection happens when high-risk people buy more insurance, pushing premiums up for everyone.
- [What D&O You Mean By Policy Wording](https://www.tankinsurance.com.au/glossary/what-do-you-mean-by-policy-wording/): Policy wording is your insurance contract’s fine print.
- [What Does Duty Of Disclosure Mean](https://www.tankinsurance.com.au/glossary/what-does-duty-of-disclosure-mean/): Duty of Disclosure explained.
- [What Is A Broker Fee](https://www.tankinsurance.com.au/glossary/what-is-a-broker-fee/): What is a broker fee and how much do insurance brokers charge in Australia?
- [What Is A Certificate Of Currency](https://www.tankinsurance.com.au/glossary/what-is-a-certificate-of-currency/): A plain-English explanation of certificates of currency, why they matter and when Australian businesses need to provide one.
- [What Is A Claims History](https://www.tankinsurance.com.au/glossary/what-is-a-claims-history/): A plain-English explanation of claims history in Australian insurance.
- [What Is A Claims Made Policy](https://www.tankinsurance.com.au/glossary/what-is-a-claims-made-policy/): A simple explanation of claims-made insurance policies, how they differ from occurrence-based cover, and why it matters for Australian businesses.
- [What Is A Financial Services Guide](https://www.tankinsurance.com.au/glossary/what-is-a-financial-services-guide/): A simple explanation of the Financial Services Guide, why Australian insurance brokers must provide one, and what it tells you.
- [What Is A Hold Harmless Clause](https://www.tankinsurance.com.au/glossary/what-is-a-hold-harmless-clause/): A simple explanation of hold harmless clauses, how they work in Australian contracts, and what they mean for your insurance.
- [What Is A Loss Adjuster](https://www.tankinsurance.com.au/glossary/what-is-a-loss-adjuster/): A Loss Adjuster is a specialist hired by your insurer to investigate claims and recommend payouts.
- [What Is A Loss Assessor](https://www.tankinsurance.com.au/glossary/what-is-a-loss-assessor/): Unlike a Loss Adjuster, a Loss Assessor is hired by you to protect your interests.
- [What Is A No Claim Bonus](https://www.tankinsurance.com.au/glossary/what-is-a-no-claim-bonus/): Everything you need to know about no claim bonus ratings, discounts, and how to protect your NCB when switching insurers.
- [What Is A Product Disclosure Statement](https://www.tankinsurance.com.au/glossary/what-is-a-product-disclosure-statement/): A simple explanation of the Product Disclosure Statement, what it contains, and why every Australian insurance buyer should read theirs.
- [What Is A Renewal Notice](https://www.tankinsurance.com.au/glossary/what-is-a-renewal-notice/): A plain-English explanation of insurance renewal notices in Australia.
- [What Is A Retroactive Date](https://www.tankinsurance.com.au/glossary/what-is-a-retroactive-date/): A plain-English explanation of the retroactive date in professional indemnity insurance and why it matters for Australian professionals.
- [What Is A Stamp Duty Exemption](https://www.tankinsurance.com.au/glossary/what-is-a-stamp-duty-exemption/): A plain-English guide to stamp duty exemptions on insurance in Australia, including the NSW small business exemption and Victoria's phase-out.
- [What Is A Total Loss](https://www.tankinsurance.com.au/glossary/what-is-a-total-loss/): A plain-English explanation of total loss in insurance, when it applies, and how the payout works for Australian policyholders.
- [What Is Aggregate Limit In Insurance](https://www.tankinsurance.com.au/glossary/what-is-aggregate-limit-in-insurance/): What is an aggregate limit in insurance?
- [What Is An Endorsement](https://www.tankinsurance.com.au/glossary/what-is-an-endorsement/): A simple explanation of insurance endorsements, how they change your policy, and when Australian businesses might need one.
- [What Is An Excess](https://www.tankinsurance.com.au/glossary/what-is-an-excess/): A plain-English explanation of insurance excess in Australia, including the difference between compulsory and voluntary excess.
- [What Is An Indemnity Period](https://www.tankinsurance.com.au/glossary/what-is-an-indemnity-period/): A plain-English explanation of the indemnity period in business interruption insurance and why getting it right matters for Australian businesses.
- [What Is An Insurance Premium](https://www.tankinsurance.com.au/glossary/what-is-an-insurance-premium/): Insurance Premium vs.
- [What Is An Occurrence Based Policy](https://www.tankinsurance.com.au/glossary/what-is-an-occurrence-based-policy/): A plain-English explanation of occurrence-based insurance policies, how they work, and how they differ from claims-made cover in Australia.
- [What Is An Underwriter](https://www.tankinsurance.com.au/glossary/what-is-an-underwriter/): A simple explanation of what an insurance underwriter does, how they assess risk, and why they matter when you're buying insurance in Australia.
- [What Is An Underwriting Agency](https://www.tankinsurance.com.au/glossary/what-is-an-underwriting-agency/): A plain-English explanation of underwriting agencies, how they differ from direct insurers, and why they matter for Australian businesses.
- [What Is Business Interruption Insurance](https://www.tankinsurance.com.au/glossary/what-is-business-interruption-insurance/): A plain-English explanation of business interruption insurance in Australia.
- [What Is Directors And Officers Insurance](https://www.tankinsurance.com.au/glossary/what-is-directors-and-officers-insurance/): What is D&O insurance?
- [What Is Employment Practices Liability](https://www.tankinsurance.com.au/glossary/what-is-employment-practices-liability/): A plain-English explanation of employment practices liability insurance in Australia.
- [What Is Flood Insurance](https://www.tankinsurance.com.au/glossary/what-is-flood-insurance/): A plain-English guide to flood insurance in Australia, what it covers, how it differs from storm damage, and why it matters for property owners.
- [What Is Goods In Transit Insurance](https://www.tankinsurance.com.au/glossary/what-is-goods-in-transit-insurance/): A plain-English explanation of goods in transit insurance, what it covers, who needs it, and how it protects Australian businesses moving stock or equipment.
- [What Is Insurable Interest](https://www.tankinsurance.com.au/glossary/what-is-insurable-interest/): Insurable interest is the financial stake you have in an asset.
- [What Is Key Person Insurance](https://www.tankinsurance.com.au/glossary/what-is-key-person-insurance/): A simple explanation of key person insurance, how it works, and why Australian businesses use it to protect against the loss of critical people.
- [What Is Listed Events versus Accidental Damage](https://www.tankinsurance.com.au/glossary/what-is-listed-events-vs-accidental-damage/): A plain-English explanation of the difference between listed events and accidental damage insurance policies in Australia.
- [What Is Loss Of Rent Insurance](https://www.tankinsurance.com.au/glossary/what-is-loss-of-rent-insurance/): Loss of Rent Insurance covers the rental income you lose when damage makes your property unliveable.
- [What Is Mitigation Of Loss](https://www.tankinsurance.com.au/glossary/what-is-mitigation-of-loss/): Understand mitigation of loss in insurance.
- [What Is Premium Funding](https://www.tankinsurance.com.au/glossary/what-is-premium-funding/): A plain-English explanation of premium funding in Australia.
- [What Is Run Off Cover](https://www.tankinsurance.com.au/glossary/what-is-run-off-cover/): A simple explanation of run-off cover, how it extends your professional indemnity insurance, and when Australian professionals need it.
- [What Is Stamp Duty On Insurance](https://www.tankinsurance.com.au/glossary/what-is-stamp-duty-on-insurance/): A plain-English explanation of stamp duty on insurance premiums, how it varies by state, and why it appears on your insurance invoice.
- [What Is Subrogation](https://www.tankinsurance.com.au/glossary/what-is-subrogation/): A breakdown of the insurance subrogation process.
- [What Is The Principle Of Indemnity In Insurance](https://www.tankinsurance.com.au/glossary/what-is-the-principle-of-indemnity-in-insurance/): Learn the Principle of Indemnity, how it works in insurance and why payouts match your real loss.
- [What Is The Principle Of Utmost Good Faith](https://www.tankinsurance.com.au/glossary/what-is-the-principle-of-utmost-good-faith/): Learn what the Principle of Utmost Good Faith (Uberrimae Fidei) means in insurance, your disclosure duties, and what happens if you get it wrong.
- [What Is Third Party Property Damage Insurance](https://www.tankinsurance.com.au/glossary/what-is-third-party-property-damage-insurance/): A simple explanation of third party property damage car insurance, what it covers, what it doesn't, and who it suits in Australia.
- [What Is Underinsurance](https://www.tankinsurance.com.au/glossary/what-is-underinsurance/): A plain-English explanation of underinsurance, why it happens, and how Australian businesses and property owners can avoid being caught short.
- [What Is Voluntary Excess](https://www.tankinsurance.com.au/glossary/what-is-voluntary-excess/): A plain-English explanation of voluntary excess in insurance, how it affects your premium, and how to decide the right amount.
- [What Is Workers Compensation Insurance](https://www.tankinsurance.com.au/glossary/what-is-workers-compensation-insurance/): Workers Compensation Insurance covers medical bills and lost wages when staff are injured at work.

## About and company information

- [Tank Insurance home](https://www.tankinsurance.com.au/): Home page for the Tank Insurance website.
- [About Us](https://www.tankinsurance.com.au/about-us/): Company overview and brokerage information.
- [Compliance](https://www.tankinsurance.com.au/compliance/): View Tank Insurance.
- [Contact](https://www.tankinsurance.com.au/contact/): Reach out to Tank Insurance for your insurance needs.
- [Our Team](https://www.tankinsurance.com.au/our-team/): Meet the team at Tank Insurance.
- [Partners](https://www.tankinsurance.com.au/partners/): Partner with Tank Insurance.
- [Privacy Supplement](https://www.tankinsurance.com.au/privacy-supplement/): Privacy information.
- [Reviews](https://www.tankinsurance.com.au/reviews/): Customer review page.
- [Terms Of Use](https://www.tankinsurance.com.au/terms-of-use/): Website terms of use.
- [Technical Inspection Consultancy Serving Defence and Critical Infrastructure Case Study](https://www.tankinsurance.com.au/professional-indemnity-insurance-brokers/high-limit-professional-indemnity/case-study-technical-inspection-consultancy-defence-critical-infrastructure/): How we placed professional indemnity, built as a primary and an excess layer, with public liability for a technical inspection and risk advisory consultancy working for defence, critical infrastructure and government clients at around $16,200 a year, after five markets declined.
- [Sole Trader Geotechnical Consultant Case Study](https://www.tankinsurance.com.au/industries/engineers-insurance/geotechnical-engineer/case-study-sole-trader-geotech-2m-pi-nine-declines/): How we placed $2 million professional indemnity for a sole-trader geotechnical consultant at around $9,700 after nine markets declined the occupation, then renewed it at around $12,000 with a higher excess against an alternative of $15,000 plus and two further declines.
- [Structural Consultant and Quantity Surveyor Case Study](https://www.tankinsurance.com.au/industries/engineers-insurance/structural-engineer/case-study-structural-consultant-quantity-surveyor-5m-pi-20m-pl/): How we placed $5 million professional indemnity and $20 million public liability for a sole practitioner splitting structural engineering, including temporary works sign-off, with quantity surveying, at around $7,600 a year after three markets declined.
- [Structural Advisory Case Study](https://www.tankinsurance.com.au/professional-indemnity-insurance-brokers/expert-witness/case-study-structural-advisory-forensic-expert-witness-5m-pi/): How we placed $5 million professional indemnity with public liability for a newly established structural advisory consultancy offering forensic investigations, peer reviews and expert witness services at around $9,300 a year, against an alternative of $25,000 to $40,000.
- [Precast Shop Drawing and BIM Consultancy Case Study](https://www.tankinsurance.com.au/industries/engineers-insurance/drafting-design/case-study-precast-shop-drawing-consultancy-pi-pl/): How we placed professional indemnity and public liability for an established precast concrete shop drawing and BIM consultancy at around $13,800 a year, with three markets quoting and one declining, and the no-design-responsibility position documented for the underwriter.